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  • Report:  #27433

Complaint Review: ORCHARD BANK

ORCHARD BANK ripoff BIG TIME who has victimized many consumers LAS VEGAS Nevada

  • Reported By:
    CHICAGO IL
  • Submitted:
    Tue, August 20, 2002
  • Updated:
    Fri, November 22, 2002

This company is a scam. They offer you payment options & take the entire amount from your bank account as soon as you sign up. I thought Househould Bank would be a reputable company to sign up with. This is nothing but a ploy not a helpful way to help someone regain a good credit standing. Orchard/Household Bank takes advantage of those consumers who have filed BK.

Rei
Chicago, Illinois

4 Updates & Rebuttals


KJ

Cranston - Tiverton,,
Rhode Island,

Never Had a Problem With Orchard Bank

#5Consumer Suggestion

Thu, November 21, 2002

As a cardholder, I have never had a problem with Orchard Bank. I pay my bill online weekly by DEBIT card and they have increased my limit as I show responsible credit activity.

I suggest these people call the AG of Nevada - taking money out of someone's account without permission is illegal. The exceptions would be if your account with Orchard was over the limit, in which case they CAN take the extra money out of your account, or if you incurred fees that must be paid - such as late fees, bounced check fees, overlimit fees, etc.

If any of the above circumstances were incurred, than these people are just upset over their own carelessness. Like I said, Orchard has never taken more than I approved them to take...and I have been with then for about 2 years now.


KJ

Cranston - Tiverton,,
Rhode Island,

Never Had a Problem With Orchard Bank

#5Consumer Suggestion

Thu, November 21, 2002

As a cardholder, I have never had a problem with Orchard Bank. I pay my bill online weekly by DEBIT card and they have increased my limit as I show responsible credit activity.

I suggest these people call the AG of Nevada - taking money out of someone's account without permission is illegal. The exceptions would be if your account with Orchard was over the limit, in which case they CAN take the extra money out of your account, or if you incurred fees that must be paid - such as late fees, bounced check fees, overlimit fees, etc.

If any of the above circumstances were incurred, than these people are just upset over their own carelessness. Like I said, Orchard has never taken more than I approved them to take...and I have been with then for about 2 years now.


KJ

Cranston - Tiverton,,
Rhode Island,

Never Had a Problem With Orchard Bank

#5Consumer Suggestion

Thu, November 21, 2002

As a cardholder, I have never had a problem with Orchard Bank. I pay my bill online weekly by DEBIT card and they have increased my limit as I show responsible credit activity.

I suggest these people call the AG of Nevada - taking money out of someone's account without permission is illegal. The exceptions would be if your account with Orchard was over the limit, in which case they CAN take the extra money out of your account, or if you incurred fees that must be paid - such as late fees, bounced check fees, overlimit fees, etc.

If any of the above circumstances were incurred, than these people are just upset over their own carelessness. Like I said, Orchard has never taken more than I approved them to take...and I have been with then for about 2 years now.


KJ

Cranston - Tiverton,,
Rhode Island,

Never Had a Problem With Orchard Bank

#5Consumer Suggestion

Thu, November 21, 2002

As a cardholder, I have never had a problem with Orchard Bank. I pay my bill online weekly by DEBIT card and they have increased my limit as I show responsible credit activity.

I suggest these people call the AG of Nevada - taking money out of someone's account without permission is illegal. The exceptions would be if your account with Orchard was over the limit, in which case they CAN take the extra money out of your account, or if you incurred fees that must be paid - such as late fees, bounced check fees, overlimit fees, etc.

If any of the above circumstances were incurred, than these people are just upset over their own carelessness. Like I said, Orchard has never taken more than I approved them to take...and I have been with then for about 2 years now.

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