Orchard Bank UNAUTHORIZED CREDIT CHECKS - 16 Beaverton Oregon
Orchard Bank has - without my consent - run a credit check on me for nearly every month for the past two years!!
Who do they think they are? I NEVER authorized and credit checks or applied for any credit with them!!
I WOULD NOT DO BUSINESS WITH THEM!!!
Carlrip
san antonio, Texas
U.S.A.
2 Updates & Rebuttals
Linda
San Diego,California,
U.S.A.
OPT OUT ..Companies you already do business with can still hit your report
#3Consumer Suggestion
Sat, October 11, 2003
I believe the first step to stop these unwarranted checks on your credit is to Opt Out with all 4 CRAs. Companies you already do business with can still hit your report, but this stops the CRAs from giving out information to those that might want to offer you pre-approved offers, etc..
This is how you Opt Out: If you call one, you are opting-out with all 3. I am not sure, but I believe you are opting out with the 4th one.....the name escapes me at the moment.
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
Report fraud: Call (800) 525-6285
and write to address above
Order credit report: (800) 685-1111
Opt out of pre-approved offers of credit:
(1-888-567-8688)
The Big 3 Credit Bureaus now use the same telephone number--
(1-888-567-8688) or 1-888-5-OPTOUT.
Scott
Miami,Florida,
U.S.A.
Orchard aka.. Household is watching you!
#3Consumer Comment
Sat, October 11, 2003
Perhaps the reason they are checking your Credit, as they do with Millions of Americans is because they would like to offer you a Line of Credit. These "Soft" Inquiries are permitted by law, and I don't see a problem unless they were pulling "Hard" Inquiries on you.