P. Scott Lowery, P.C., CACH, LLC & METRIS Refusal to provide original creditor name..... Denver Colorado
In October 2008, I received a letter from P. Scott Lowery in relation to an obligation his office listed as the CREDITOR being CACH, LLC and ORIGINAL CREDITOR being METRIS. On November 15 (within the 30 day dispute window) I forwarded a letter to his office requesting the name of the creditor and advised him I had never had an obligation with CACH or METRIS. I never received anything.
In January 2009, I received another letter from P.Scott Lowery stating I had ignored their previous request and to contact them again. I once again forwarded a letter to his office stating the same thing, requesting the name of the original creditor if it is other than CACH or METRIS and have received nothing.
Today, I received yet another letter from his office stating they represent CACH/METRIS but failed to provide me with the name of the creditor. Once again, I forwarded them a letter requesting the send me the name of the creditor other than CACH or METRIS and, if I do not receive it, I will consider the matter closed. I advised them I had researched my credit report and show no obligation to CACH or METRIS.
They have also not started attempting to reach me at my sister's residence. I included in my letter today to stop attempting to contact me there. Everything I have done with this company has been in writing to create a path for myself and proof of my attempt to resolve this matter. It may be that I have an obligation to another creditor who sold their account to CACH or METRIS but I have no record of that nor have I ever received any information from either of those companies.
My research on the internet indicates both CACH and P. Scott Lowery operate in somewhat of an unethical fashion and attempt to scare people into making payments on accounts they may or may not have. It is sad too that his office is able to obtain judgments against people without following the FDCPA guidelines. Fortunately for me, I have been a collector for nearly 25 years and won't be pushed around and will live up to any obligation I have once I know it is in fact an obligation.
William
Carlisle, Kentucky
U.S.A.
1 Updates & Rebuttals
Debtor
Sherman,Texas,
U.S.A.
I Have the Exact Same Situation
#2Consumer Comment
Thu, February 26, 2009
I also got a letter, but mine is from JA Cambece Law Office, which is another one of CACH's attorneys or whatever you call them. Anyway, mine also has CACH, LLC listed as Creditor and METRIS as Original Creditor, I do not have an account with either one of these company's, and neither one are listed on my credit report. I do have a charge off on me with another company. I'm sure thats what its about, but I'm going to make them prove it all the way. Good Luck with yours.