Complaint Review: Patriot Health UCA

I also signed up with the same company named "Patriot Health"  under an official sounding name of "Multiplan". I was toldit was a PPO network and I was eligible under "special enrollment" on Beb 28, 2013. I was told it was "garanteed coverage" with zero co-pays. I was told it included diagnostic tests, labs, meds, med./surgical, hospitalization and that I could go to my current physicians. They charged me a $99 enrollment fee and told me I had 30 days to cancel. They deducted $310 a month for 8 months totaling $2600. My physicians didn't accept the insurance.

I called Patriot Helath UCA (United Caring Association) for claim forms in October 2013, and told them that my physicians didn't accept the plan and that I wanted to get reminbursed for my doctor appointments. They then asked me if my doctors were listed in their plan. I told them the agent who enrolled me said I could see any doctor I wanted. I was ripped off $2600. The agent lied to me about the the coverage. This company is a scam and hires telemarketers posing as insurance agents to enroll gullible people who can't afford Blue Cross, Atna, Health Net, Cigna and all the other major medical health insurance companies.

I was getting charged over $600 a month from Health Net and that's why I cancelled it and signed up with "Patiriot Health" in Febrary because I couldn't afford to pay that much. Patriot Health sounded so good for $310 a month but they didn't pay for anything the whole 8 months I was under their so-called plan! So I'm now obligated to pay the entire costs of my doctor appointments, lab work and tests on top of what I paid Patirot Health every month! I think a class action lawsuit is in order here! I'm sure they've scamed hundreds of people like me!!!