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  • Report:  #1534234

Complaint Review: Flagstar Bank & Home Loans Mortgage

Patsy (Patricia) De Leon at Flagstar Bank & Home Loans Mortgage Destroyed My Credit, Purchased My Loan, Removed Autopay, Never Notfied Me Properly, Ignored Calls Troy MI

  • Reported By:
    JR — pittsburgh United States
  • Submitted:
    Fri, September 13, 2024
  • Updated:
    Mon, September 16, 2024

Beware of Patsy De Leon at Flagstar Bank. She works at the "Office of the President" and never answers her phone at 248 312 2114.

Patsy (Patricia) works at Flagstar Bank which purchased my mortgage from Rocket Mortgage, who i loved as they knew how to treat their customers.

Upon purchasing my loan, they cancelled my autopay and stopped taking payments for my mortgage. When I immediately found out, I quickly updated autopay with them again and satisfied a past due balance. They told me it wouldn't impact my credit because of their mistake of not notifying me properly about the loan transfer (they just sent me junk mail).

I've filed complaints on Patsy De Leon and Flagstar with

- Consumer Protection Bureau

- Michican FTC

- PA FTC

All are working on trying to get them to remove the blemish from my credit report, but they just send the same canned responses over and over again.

They also offer to speak with me, but whenever I call Patsy at 248 312 2114, it just goes to voicemail and no calls are ever returned.

Also, she has no Linkedin Profile and basically doesn't exist on the internet. Who knows is this is even a real person, but she's obviously very bad at her job.

If anyone has any info on how to actually speak to Patsy De Leon, please let me know - as I will not stop till his horrible bank stands by their word of removing the blemish off of my credit report.

I'll be posting reviews about Flagstar and Patsy on every single review site out there and if anyone else has experience with this, please contact me.

1 Updates & Rebuttals


Flint

Rolla,
Missouri,
United States

Seriously?

#2General Comment

Sun, September 15, 2024

 First, there is no possible way they would have dinged you unless you failed to make your mortgage payment for several months. When a loan is transferred, there is a grace period when the old lender will forward payments to the new one. Second, the two companies will have sent you at least 5 letters concerning the transfer. They are not "junk mail", they are first class mail from your lender. If you ignore your lenders' attempts to communicate with you, that's on you, not on them. Third, you should have noticed your payment not getting debited. So I don't see any reason why the lender shouldn't ding your credit. You failed to make payments on time. And I've had a loan transferred between those two companies so I know exactly how it works. If you

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