Complaint Review: Pay Pal GE Capital

"GE Capital Retail Money Bank & Pay Pal Smart Connect can put your account "Overdue" one to two days before it is due. They pick up the mail when they feel like it. This is how they make their billions "Illegally". If you are not smart enough to go into your Pay Pal Account & Copy & Paste what they put in & take out then you are totally screwed.

What they due is they go into your account mark "Overdue" then charge a late fee of $25.00 to $35.00 because they didn't get your payment until after 5:00 pm on the 5th remember they pick the mail up when they want. When they put your account as "Overdue" they already know they are going to charge late fees.

You need to go in copy & paste your account for evidence. You need to do this to show that they actually did put your account "Overdue" & they did charge you a late fee because they will act like nothing happened & remove this off your account as though nothing ever happened its your word against theirs.

I don't know when the "Blue Moon" will show up or how many centuries before it does again but that is how long you will have to wait to get a late fee taken off. What ever you do do not hold your breath if you do you will suffocate to death. If you do manage to get it taken off your lucky. Remember they are evil & vile & the only thing they are interested in is "MONEY".  

So, if you send your payment in by Express Mail, Overnight or Certified Mail etc., they pick the mail up when they want & could care less about when it got there or how it got there. By putting your account overdue before it is they are letting you know that no matter how you send your payment they are going to charge you a late fee, otherwise why would they put it "Overdue" a day or more & enforce the late fee? 

Evil Crooks & they don't care who you are or what you are they will get there money no matter what! The Consumer Financial Protection Bureau gets mail forwarded to them from The Department of Financial Institutions, The Federal Trade Commission, The Department of Justice & The Office of the Comp Controller forwarded to what I like to refer to as "The Confused Financial Pissonyou Bureau" this agency is so clueless they actually send complaints to companies that are not mentioned anywhere in your complaint plus they don't know what respond means.

They can't read nor answer emails etc., they do nothing there has been no crime committed imagine that! Just what the hellll are we spending our tax dollars on? This is how Pay Pal & GE Capital Retail have been able to abuse, falsify, steal, cheat, lie  be fraudulant amongst other things to get away with this type of unethical illegal activity of raping the consumer for monies & their rights illegally "Disgusting".

The only thing you need to know to get hired is LIE & STEAL & cover your a*s. I will be attaching a copy & paste from the Consumer Financial Protection Bureau which covers 20 different incidences & this is what I got.  Remember all of the government state & federal agencies that I sent my complaints to "Forwarded" them to the Consumer Financial Protection Bureau who in turn did this! Enjoy your reading. While your at it go online & look at the laws & rules that are written to protect us. Not only are they going to continue to get away with it all those violations of the law don't exist when it comes to Pay Pal & GE Capital. Facts yes facts, they can charge you late fees illegally, hide money here take it from there not credit all of your payments when payment is overdue put your account "Overdue" a day or more before it is actually due, can take interest charges and hide them, go into your account and play with it just to deny they were ever in your account, take more money out of your bank account then lie about how much they took out even when you have the actual bank transaction, take a debt cancelation fee & make it into a card security fee & deny they ever did. These are just a few of the things that have happened to me, there is more. I have spent time & money to get this taken care of & now nothing will be done about anything that these Vile & Evil in bed with each other corporations have done & continue to do will continue to get away with Rape of the consumer compliments of our government. There is one thing that the Confused Financial Pissonyou Bureau did do that was I think intelligent was that this is not signed & I can understand why I would not put my name on anything as outragious as this & stupid! The government agencies need to get there websites cleaned up because so far all that waste of time & effort to tell you the consumer about all the laws & what constitutes a violation of those laws are is an outright lie. If your interested you can go to the link in the attached letter & see just how outragious this is.

A Specialist in Consumer Response reviewed your complaint based on the federal consumer financial protection laws within the CFPB’s authority. There appears to be a disagreement as to the facts concerning your complaint. Because Consumer Response typically does not resolve factual disputes, no further action will be taken on your individual complaint at this time.

Review the company’s response and comments from the Consumer Response Specialist here:https://help.consumerfinance.gov/app/account/complaints/list/.

We hope you understand that the CFPB does not represent individuals in legal matters. Our disposition should not be considered to be a determination with respect to the validity of your complaint. If you believe this does not resolve your complaint, you are of course free to contact a private attorney about this matter or file your own case in court.

We take consumer complaints very seriously and are grateful for the information you have provided throughout this process. Consumer complaints inform us about business practices that may pose risks to consumers and help with the CFPB’s supervisory, enforcement, and rulemaking responsibilities.

Hearing from engaged and proactive consumers like you is critical to our mission. With this correspondence, we are closing your file on this matter within Consumer Response. Please feel free to contact the CFPB if you need help with another consumer finance matter in the future.

Thank you,



Office of Consumer Response 

Consumer Financial Protection Bureau