Complaint Review: PayPal Credit

The Paypal Credit Account is a Sham. I was buying an item on Ebay one day and noticed a button that stated to apply for Paypal Credit in which I did and was issued a credit limit.  I shopped around Ebay and other online stores that I usually shop at.  Everytime I tried to check out with the PayPal Credit Account I was told that I needed to make a different payment choice because Paypal Credit has denied this transaction.  So after calling Paypal Credit, I was told that I need to find another way to pay for the Item that I wanted to buy because me buying this item would raise red flags on the Paypal side and not the credit department side. Hah really ok, So many many phone calls and many rejections later to pay for my transactions I spoke with Joshua a manager which told me that there are two separate companies of Paypal, the credit department and the Paypal side. He told me since I have no history with Paypal I would need to buy small things until I can build my way up to then use my credit. He mentioned that I wanted to buy a tv stand earlier for 366.00 earlier and now I wanted to buy teeth whitener for 26.99 and I needed to start lower than 26.00 for my item to be approved, I am confused since my credit limit was a few thousand dollars this would take forever and why do I need this.