Complaint Review: Peoples Credit First

I received a card in the mail stating that I need to activate my credit card. First of all, I didn't receive a credit card and second of all I thought this was a scam. Thanks to the internet I didn't fall in the trap of this SCAM.

You are guaranteed a card, but it can only be used for a catalog order or an online order. I think credit companies like this needs to be put to rest. Thanks to the internet, I didn't send in the $45.00 that they wanted in order to get my card. Can something be done about this??

Thanks for your time and thanks for the internet. For future advise, please read the small print. If they agree to send your terms and conditions included in your membership package after you pay the $45.00, something is wrong.

Thanks

Richard
Bentonville, Arkansas