Complaint Review: Peoples Credit First

To begin with, I would just like to say thank you for having this website. People's Credit First sent me a guaranteed approval letter if I would send them $45.00 for the processing fee, I decided I needed to checj this out so I went online and lo and behold there they are on the Rip Off Report. I was married for 15 years and our credit went to Hell in a handbasket when my X lost his job. We always had good credit and we always paid our bills on time but things happen beyond our control sometimes and no matter how hard you try, it is very difficult to keep up and we were both working. I have been divorced for 5 years now and I am just now starting to get my credit back in order. I knew there had to be something up when I received this approval letter in the mail because my credit still has not improved that much but it is gettin gthere slowly but surely. Thank you for helping me avoid a mistake that could have costed me more money then I can afford to lose at this point. After reading the report I did not send them any money and it saved me alot of future problems. Angela BHC, Arizona