Complaint Review: PEOPLES CREDIT FIRST

I RECEIVED AN ACCEPTANCE CERTIFICATE IN THE MAIL FROM PEOPLES CREDIT FIRST. I WAS GETTING READY TO SUBMIT THE $45.00 STANDARD PROCESSING FEE. AFTER RE-READING THE CERTIFICATE AND FINDING NO PHONE NUMBER, NO DISCLAIMERS, NO DISCLOSURE STATEMENTS AND NO MAJOR CREDIT CARD REFERENCES(I.E. VISA, MASTER CARD, ETC.),I GREW VERY SUSPICIOUS. THE CERTIFICATE SAID I HAD BEEN APPROVED FOR A CREDIT CARD WITH A CREDIT LINE OF $5,000.00. I FELT THIS WAS TOO GOOD TO BE TRUE CONSIDERING MY PAST CREDIT HISTORY. I KNEW I HAD NOT APPLIED FOR ANY CARDS. MY HUSBAND AND I DECIDED TO GO TO THE INTERNET TO TRY AND LOCATE THIS BANK. AFTER EXTENSIVE LOOKING AND SEARCHING, NOT FINDING ANY INFORMATION ON THIS ALLEDGED INSTITUTION WE FINALLY CAME ACROSS YOUR RIP OFF DISCLOSURE STATEMENTS. I AM SO APPRECIATIVE OF THE INTERNET BECAUSE IT ALLOWED ME TO CONDUCT SOME RESEARCH BEFORE SENDING MONEY FOR THIS ALLEDGED CARD. "IT PAYS TO RESEARCH." JIMMIE LITTLE ROCK, Arkansas