Complaint Review: peoples credit first

i recieved an acceptance certificate in the mail stateing that i was approved for a platinum credit card, and to send in $45.00 standered delivery, or $49.00 rush,plus it also stated that i would get the first 12 month of 0% apr and it was signed bye robert stevens. approval department, well my dad always told me if it sounds to good to be true, then it probably isent, so i went into yahoo search engine and typed in peoples credit first
and, WOW the first thing that game up was this rip off report
w/ it's(peoples credit first) name all over it, im sure glad i listened to my dad.
oh yeah it also stated "after 12-month period,an apr will be charged at prime plus, or approximately 14.49%,,,, bells went of
ding,,ding,,ding,,

matthew
st marys, Pennsylvania