Complaint Review: Peoples Credit First

Was under the impression of getting a visa or master credit card cause i really needed it to pay off some of my bills and was charged the $49.00 rush order fee which i paid with a money order.Three weeks later i received a packet and a card for $5,000 credit limit and a catalog which you can only use the card for.The worst part i feel is that you have to pay S&H charges for the items you order,they call it a down payment.

They want 35% down of the catalog price so if you order an item that costs $69.95 then you would have to send in $24.48 as your down payment for S&H charges,where is the money really going? I think this is fraud and Theft by Deception,they have no right to mislead people thinking they are applying for a normal credit card.I was ripped off and want my $49.00 back,this was a lesson well learned to see what Peoples Credit First really is and thats a scam!!

Debra Stewart
Warren, Pennsylvania