Complaint Review: Peoples Rebate Association

I received a phone call from this organization offering to help rebuild my credit by offering me a credit card with a 2500.00 spending limit. Like everyone else I was convinced by the representative that this was a legit opportunity. After I gave the representative my bank account information for the $299.95 withdrawl from my account something did not sit right with me.

So I investigated the organization by calling the Better Business Bureau and the organization could not be found. Then I called information to see if I could obtain a phone numer for the organization (other than the one they provided). Information could not find a listing for the organization. Needless to say I was very upset. I went immediately to the bank and closed out my checking account and I had to re-open another one. Once I returned home I decided to call the organization to see if I could get through. I was able to speak to a Customer Service Representative but not the person who I initially spoke with, although she told me I would be able to contact her at the number.

The representative said he was unable to speak with me because he did not have my file and he refused to allow me to speak with his manager or supervisor when I requested to speak to them. When I asked him for a copy of my application he said it would be sent in the mail once everything was processed. I told hime about the information I found out about the organization and he was speechless. I am grateful for the fact that I post dated the initial withdrawl from my checking account and I was able to close my checking account before they had the opportunity to completely rip me off. All I can say that usually when an offer sounds to good to be true, it is and be careful because some people are out to get you by all means necessary. I have learned a very valuable lesson from this experience and am glad to share this information with you so you won't believe the hype when they contact you!

Sonya
Glenside, Pennsylvania
U.S.A.