Complaint Review: Personal Cash Advance/PCA

I received a call from Bruce of Civil Procedures (347-382-7983) who stated that they tried to deliver a civil court document to me on Monday but i was unavailable. I asked what the matter was regarding and he could not say. He gave me a file number and a telephone number to get further information. I called (855-474-9428) and a lady answered took my case file number and transfered me to Cory Ellis. Cory informed me that i had a outstanding payday loan from 2012 and a judgement has been placed against me. They were calling to find out if i would be home to get served. I said no i work. I then proceded to ask him details about the loan, where did they go to serve me on Monday, etc... That is when he explained they went to the address on the case file in the Bronx which is an old address but a letter was mailed to my current address regarding this matter 45 days ago. (First lightbulb that went off was why would you intentionally go to an address that you know i don't live at.)  I said, i never received the letter. He said well since you didn't i will give you an opportunity to settle this matter. The amount is $400 +$49 fee, we will give you 5 months to completely pay that off. I said okay. He said you have to pay $89 today, i said i can't, he said can you at least do $50. I said yes. I said before i pay anything i would like to call my bank to verify that i actually received money from a payday loan in 2012. He said okay, please make sure you call back today by 5pm. This is a scam!