Complaint Review: personal credit solutions

I got a call from a susan voss from a company called paydebtsolutions saying i was approved for a $10,000 loan to pay off my high interest loans i have .she told me this loan was for up to 4 years at 7% INTEREST WITH A MONTHLEY PAYEMENT OF %241.00 ALL I HAD TO DO WAS SEND IN $940.00 FOR WHAT SHE CALLED COLLATERAL ON THE LOAN . I TOLD SUSAN VOSS I NEEDED TIME TO THINK ABOUT THIS OFFER                                                                                                                                                                                                         i was trying to research this company under the name paydebt solutions i could not find this company any where  so i decided to research this company with the name personal credit services  bingo paydebt solutions is the same company as personal credit solutions   pay debt solutions is out of newport , ri  while personal credit solutions is out of newyork  but they are the same company . please don`t send these people any money they are con artist . i thought about the deal but i rembemberd if it sounds to good to be true it is .