Complaint Review: Plains Commerce Bank Total Visa

I opened a Total Visa account with this company in November of 2008. I never went over my credit limit, payments were ALWAYS on time, I even paid the balance in full. I had to pay fees of over $150. I went to make a purchase and the card was declined! I checked my online account information and it showed that I have available credit of $250! I called the automated information and it states my credit limit is $250. My balance is $0.00 and my available credit is $0.00! I cannot believe I paid all those fees and only after having the card for only about 4 months they closed it! BEWARE OF THE COMPANIES THAT CHARGE ALL THESE FEES AND THEN DO FOLLOW THROUGH ON WHAT THEY PROMISE...

Davidpdx
Portland, Oregon
U.S.A.