Complaint Review: Plains Commerce Bank

Ok I just got an email in my inbox from credit services, this us what one of my credit card companies use to send out email. So I opened this email and found it to be spam mail. It said you are quilified for a VISA Gold Card, only to find out they are affiliated with USA credit another rip off company.

I was just interested to see how much I could find out. This is not a visa card at all, it is there own card that you use on there website. SO A VERY BIG RIPOFF.

Second they give you a card with a 300 dollar limit, then they charge you 225 for accepting there card, 6 for processing fees, 50 for yearly membership fee. You get 16 dollars available credit. Not to mention the 19.9% monlthy interest rate, not yearly but monthly. This means on your fist bill you would already be over your credit limit and get hit 50 dollars for over credit limit fee. 19.9 percent interest is comparable to these title loan people charge. that means 280 * .19 every month so you never pay it off.

These bunch of jokers should be sued, in fact in Alabama we call i useary fees. Since I received the email, that puts it in our jurisdiction. I am sending a copy of it all to our atourney general to see if he can ban them from operation in Alabama.

I also plan to report them to visa.

Eric
Cottondale, Alabama
U.S.A.