Complaint Review: Portfolio Recovery Associates

This alledged company sent me a letter stating that I owed an amount on a credit card from 1998. My wallet was stolen in early 1999 with said credit card in it.

I called this group of Liars regarding the letter and stated that I would pay this amount right now with a credit card and I was then given at least three excuses or lies as to why this could not happen.

I had no choice but to use what is called a check by phone where you provide check information for them to fill out a check and send to your bank. I asked these clowns two questions 1) Has this information been reported to the credit bureaus? 2)When will I receive confirmation that the amount owed was paid?

I received two more lies from this group of liars. The first lie was that I would have one faxed to me. What I received was a letter basically threatening me to uphold my end of the deal or else they would make matters worse. Strange seeing as I called them.I used thier system and paid via check on 12/29/03 I didn't receive the requested letter until 1/29/04. The worst part about it and the main reason this group of liars needs to be mentioned on this website is that three weeks after I paid the requested amount these clowns reported to the credit bureaus a collection on my account after the fact. If anyone has any dealing with this company full of rip off artists and liars from top to bottom - do nothing with them until you have exactly what they're supposed to do in writing and notarized because they have no idea what doing business the right way entails.

Jeff
Los Angeles, California
U.S.A.