Complaint Review: Premier

I am writing to tell you about my rip off. I received a post card in the mail telling me that I had been pre-approved for an unsecured credit card with a credit limit of $4,000. All I had to do was call them and receive my very own credit card regardless of past credit history. And if I called within the next 24 hours I would receive an added bones of 3 day/2 night vacation.

I have been through a bankruptcy and I believed this was one way for me to re-establish my credit. I made the mistake of giving them my checking account number and the next check number and they would in turn take $229.00 out of my checking account in return I would receive four credit vouchers worth $50.00 each to be used on my card.

Little did I know that this was not a valid credit card. I received a catalogue of merchandise that could be used for my purchases. This is not what I thought it was going to be. This "credit card" could not be used anywhere else except with there merchandise.