Complaint Review: Premier Financial Group - Stratus Insurance

I was searching for a bad credit loan on the internet and used credit.com to help find me a lender. I was not approved by any one, not citi-bank, nor wells fargo or any other known company. Then about three days later I had a message from a woman named Sharon Kramer from a Premier Financial Group telling me that I was approved for a loan of $5,000 and to call her back if I was still interested. I did.

When I called her that following Monday, she explained that this was a secured loan and that I had three options, have a co-signer with excellent credit, basically not one bad judgement ever, (who's got that!), give some sort of collateral, the item had to be no more than two hears old, and completly owned, (once again, who's got that), or I could buy an insurance policy for the loan of only $550.00 and that meant if anything happened to me or my job, my payments were covered, even with good credit, who would not want that? So that is what I chose. She faxed me my "legal document" and told me to send the money via money gram or western union to a Richard West. Once the money was received and confirmed, I would recieve my funds within 2 to 3 business days, and that someone from the customer service department would be contacting me about my payments and the exact delivery date of my loan. That was Jonathan Carver.

I have been dealing with this now for about two weeks and I still do not have any money, including my own. Once I sent the money, two days later I contacted Jonathan to make sure everything was in place, and he informed me that the insurance company wanted more of a deposit because of my credit history, and because customs needed a receipt in the customers name stating that they paid the taxes on the loan because of all the drug deals being done overseas. He assured me that all of the money I paid would be refundable after my third monthly payment, or they would use it as payment to my loan. So I sent $700.00 more to an Andra Harrison, one of the company's "courriers." I was supposed to have my funds within one hour or overnight. They never came. Jonathan keeps coming with more excuses and empty promises and will not give me a number to his supervisor, nor anyone else stating that he is in charge of my account. PLEASE DO NOT FALL FOR THIS!!! I am in the process of trying to get my money back, but I wouldnt put my life on it.

Heather
PLANT CITY, Florida
U.S.A.