Complaint Review: Premier Health Care And Benefits

This Company called my house about a month and a half ago. The call was targeted toward my dad and they asked for him specifically by name. They sounded very professional and seemed like a legitimate business. They proposed to approve him for a guaranteed $5000 credit card. The lady on the phone was very good at her job because she talked fast and assured him that he would recieve the credit card. The catch was that he would have to send them $249.95 as a "on time processing fee".

My dad, who did not have the money to spare, told her so and she told him that he could pay for it with the credit card when it arrived. Wary but hopeful that this could be a break he needed my dad agreed to the deal but only after obtaining representative's name and ID number. Some how or other my dad gave them his bank account number and set a check to be cash two weeks later in case the card didn't come in time.

Well the date for the check to be cashed was approaching and still no credit card. The representative had provided my dad with a " Customer Service" number and he called them to find out the status of his account.
The number went to a voicemail message that gave no name and stated the office was closed and to call back within regular business hours even though he had called in the last half hour when they should have been opened.
Smelling something fishy, my dad called his bank and requested a stop payment on the check. The next day we called the card company back and they told us that the card was on the way and that it should be there in a few business. Not too concerned because of the stopped payment and not knowing any better my dad agreed to wait.

About a week and a half after stopping the payment my dad gets a statement from the bank and suddenly his account is negative when a week ago it had been positive. Can you guess why? That's right. The company had cashed the check under a phony check number and the bank didn't even question it.

We've have yet to recieve anything from this company and thanks to rip-off.com we are in the process of trying to get our money back.

We recently installed the internet and I decided to search out the company. Instead we found rip-off.com and our fears were confirmed when we found that the same company had scamed someone else.

I writing this to help warn people from making the same mistake. Something like this could make or break your financial status if you are in need of help. We didn't have the money to begin with and now we're worse off than when we started.

Mary
Chicago, Illinois
U.S.A.