Complaint Review: Premier One Bank

I was contacted by Premier One Bank shortly after I had inquired about a potential $30,000 loan on the internet. They seem legitimate due to e-mailing me an attachment loan contract. I was to fill out the last two pages and fax them my agreement to a loan for $30,000 at 8%interest for 120 months. Due to my poor credit history, they required a $1200.00 insurance payment. I Western Union'd the money to a man named Delroy Walters in Markham, Ontario. They gave me a choice of either receiving the money by courier or deposited into my bank account via my transit number. I waited for the money to be deposited into my account within 48 hours. When I didn't receive it, I called back the toll-free phone number, to talk to Angie Smith, my contact person. She said that they did a second credit check and I needed to send an additional $800.00. I did this, but still no money. When I called to talk to Angie Smith, she answered and told me that she would let me talk to customer service. This time a man named Richard Williams got on the phone. He claimed to be taking over my case. He said that Angie Smith messed up and was suspended for two weeks without pay. This is bull, because she answered the phone 5 minutes before. Richard Williams claimed that actually the amount needed was a total of $3000.00. I told him that I didn't have any more money to send. I said I wanted my money sent back by Western Union like I had sent them. He tried to get me to only send an additional $800.00 and that I would have the money in my account in a few hours. I told him that I didn't have the money and wanted my $2000.00 plus the $156.00 dollars in fees to Western Union. He said that the money would take 30 days to be sent to me.

John
Oak Harbor, Washington
U.S.A.