Complaint Review: Pressler & Pressler Sheldon Pressler

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I am writing about a firm Pressler & Pressler in Cedar Knolls,NJ this company, I dealt with in March of 2001 they sent me court paper saying I owed $5,265.85 they claimed I owed from Visa bill I had from 1992, I was sending Visa as much as I could because I had informed Visa that I was about to be laid-off from Macy Department Store in Newark, New Jersey and I didn't know how my situation was going to be once I became unemployed and I was temping off and on from then on and struggling to take care of 2 children it was a very hard time for us.

In March of 2002 Pressler & Pressler started writing me saying I owed them $6,308.96 when the original bill from Visa was about $1500.00. In March of 1992, I received papers from Pressler & Pressler saying that they were going to take me to court, I went to see a Public attorney in Newark about the matter and they said that I should make a settlement arrangement with them to pay $90.00 a month so they would stop harassing me, but they didn't even though I wrote them telling them of my situation and I didn't know my rights as a consumer.

I had just started working again in February-May of 2002, and sending them what I could because I was still temping for and agency and every time I wasn't working again I informed Pressler &Pressler when I wasn't working. And then they found out where I had started working and calling my job asking about me so that soon ended because that was something the company didn't tolerate personal calls(according to the FDCPA this is a violation because they call my job and made early morning calls and late night).

In March 2002, Pressler & Pressler went in my bank account and levy money from my account for ($1184.68 tax money) for this credit card bill I wasn't working and was having hard time and I had just let them know about this in Feb.2002, I had just started working again and getting on my feet again. Since then I have sent $3224.00 with their fee of 2% annual percentage rate (didn't know about the APR, according to FDCPA this is a violation) they still say I owe $2393.15 I have paid triple what I really owed.

And now in May of 2005 I saw a article in the Star ledger about Pressler & Pressler getting employees of different banks: Bank of America, Commerce, PNC, Wachovia Banks, in a illegal scam where they paid to have people's accounts sent to them so they could get their money, I had a account at Wachovia and they sent me a letter telling me to the had 2 employees at their branch who were arrested for this illegal scam and that they had sold my name and social security number to this firm and suggested that I inform the credit bureau of this so I could get a Identity Guard on my credit records (according to the FDCPA this is a violation because Wachovia is the 3rd party and the sold my identity and gave it to Pressler & Pressler).

So when I heard this I started writing to Fair Debt Collection, OCC Comptroller of Currency about this situation because I felt that is what was done to me and I was trying to get some help to see if Pressler & Pressler illegally did this with me.

In the meantime September of 2005 they are trying to take me to court again and then in the same month they withdrew the motion: 'Application for Relief in Aid of Litigant's Right" and I think that was because of the scam they were already in trouble about. To know help from all the Government Agencies I wrote to know one could help me, one of the agencies even had the nerve to tell me that they had wrote to Wachovia and asked them about the situtation and Wachovia told them no that this didn't happen even though it was in the news and newspapers which I felt was stupid of course they are not going to admit their guility part in this scam because they already look bad to their customers so why would they say yes?

Now on MY9news November 5 and 16, 2007 had a story about Pressler & Pressler saying how they were swidling money from people and how they were doing illegal practices to get the money from clients, and one of there employees was on telling how he quit Pressler & Pressler because he knew it was illegal,so I am writing to see what can be done now about this because I know now had Visa not sold my contract to them I would not have had to pay all this money to them and I feel that I shouldn't have to pay not one more cent to Pressler & Pressler. and Wachovia Bank should be held responsible too, and if possible get some of the money back especially if it was done in a illegally way or just a letter say I am done with this debt. because I feel that they were doing this when they went into my account and toke money. and a couple weeks later they had Pressler & Pressler on the news again where they were going to court because some of the people like myself fought back and they even said on the newscast that they were in trouble because of the illegal stuff they were doing and they were investigating Pressler & Pressler records and firm.

I am writing you now because the "NJ Office of the Attorney General" Thomas Daniels Investigator told me to write your agency I hope you can help me with this matter, I just want to be over and done with this company and go on with my life.

I see a lot of rules that the FDCPA say are violations being broken by the company such as (writing them telling them of my situation, 2.Trying to get a agreement with to pay partial payment of the debt and wouldn't work with me).

I want to thank Brenda Flangan for doing this story because it's usually the poor people who suffer in the hands of people like this so THANK GOD FOR PEOPLE LIKE HER WHO CARE!!
Hope you can help me this time around.


Sincerely,
Anita
email: (((REDACTED FOR SECURITY PURPOSES)))

Nita
East Orange, New Jersey
U.S.A.
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