Complaint Review: PRIME ONE FINANCIAL

I had received a call last night from a woman named "Maria", telling me that I qualified for a credit card, (Mastercard), with a $1000 limit, @ 9.9%, for a processing fee of $187 that would come out of my "Checking Account".

My credit isn't so good, so I took her up on it. After hanging up I told my father about it. He told me to NEVER give your account info over the phone to NO ONE. I proceeded then to go to the bank ASAP, and remove the amount of money it would take to process it, before they could get their grubby hands on it.

I then came home and went on the internet to see if there was anything about this company on here, and what I found made my heart almost stop.

It was too late to call them even though I received a call at about 9:30pm, and their "office" was closed at 5pm. I called today, and just like people have said on here, they gave me the run-around. I told them I wanted to cancel this, the checked on it, and said nothing has been filed yet, and if I received a 2nd call yet to verify my info? I told them no.

Just a little while ago I got a call from the elusive "Maria", she proceeded to tell me that everything was going fine,and that I was going to get a call in a little while from my "bank officer", (or something like that, I was really to enraged to listen). I then asked her how did she get all my info, and she said that she received my info from other company's or possibly my own bank, because my credit was not so good, and this was a definate way to start getting my credit back, alot of psychobabble.

I then told her I changed my mind, and then the fun started, along with a really bad attitude, from her. She said, you already agreed to this, and said it was ok. I said, I may of, until I found out that I NEVER even applied to your company for any credit card, and that you people are a bunch of scam-artists. She proceeeded to tell me that this was a ONCE IN A LIFETIME OFFER, and if I blew it now, that would be it, and said if I would like to cancel, then that's up to me, and I have to live with it. I told her, fine then, I would like to cancel it, and she hung-up in my face.

I sure hope they have no authority without my permission to take any money out of my account? I took enough out anyway, that they could not get the whole $187. But I still have close to that in there. I called my bank, and they said that they NEVER gave any info out to that place to call me for this offer. Also it would cost me $20 for my bank to stop any payment to this place, so that's better than lossing $187.

I'm so sorry to hear of other people's losses from these crooked, no-good for nothings. I wrote them an x-tra nasty e-mail, telling what I think of them. I hope someone can successfully sue them for everything they have stolen from hard-working honest Americans, like us. I will do anything I can, or help anyone I can to put a STOP to these crooks. What a nerve of them.LET'S GET THESE BASTARDS!

Dean
Barre, Massachusetts
U.S.A.