Primerica Ridiculous Coke Addled, Unscrupulous leprechauns Ripoff Herndon Virginia
The following is a message I wrote and am forwarding to every major Citigroup/primerica email address i can find.....
I must tell you, I was excited to receive a call from one of your recruiters offering me an interview the other day. When I arrived at your center in Herndon, VA, I was relieved that I wasn't walking into some sort of scam, as there were so many bright eyed potential employees waiting to be interviewed and processed. Now, 'processed' is a key word here which may come up again, so you might want to pay attention.
What kind of rotten operation do you have going on in Herndon? Your business, as well as Citigroup as a whole, was whored out like a filthy pyramid scheme. I wasted hours of my time (even leaving my current job early to beat traffic), sitting through an 'orientation' which showed me everything I already knew and told me nothing. Then, after two hours of my time, I was asked for money. As you can see, any working professional who hasn't been lobotomized would raise an eyebrow at being asked for $200 up front before they even know if they are being offered a job, and if so, what it actually entails. When I questioned this, the response I received was even more disconcerting. Mind you, I did not become incredulous or stammer on about scams and such. I merely asked, "What's this?" indicating the previously unmentioned licensing charge. The recruiter in question gave me a frightened look and, without a word, disappeared into a back office. I found this to be a bit odd, considering said individual's previous gregariousness. A semi-adolescent man emerged, looking anxious and worried. I asked him again: "Do you need a credit card payment from me tonight? Are you offering me a job?" And, after looking about anxiously for a couple of seconds, verifying that none of the Latinos had overheard or understood my question, he quietly whisked me into the back room which was rife with Naugahyde and reeked of whatever medication the jittery boy had been partaking of all night.
He slathered me with jingoistic rhetoric, that I would only expect from a second rate street pimp, and questioned my ambition. Here was this booklet with enough legalese to establish a small island nation in the South Pacific, and a bill for $199 resting on a large wooden desk between me and a very crass subhuman who would not answer any of my questions, yet somehow could not stop talking. He stepped out every once in awhile during our conversation, often in mid-sentence, and would return like a pre-adolescent cyclone with an even worse case of the sniffles. His feral eyes rolled in their sockets as he tried, in vain, to explain to me that this was the best opportunity that I would ever have in life and I was squandering it by asking too many questions.
I informed him that I had been told to arrive, in a suit, looking sharp for a job interview with Citigroup/Primerica. Were was it? What kind of job am I interviewing for? He sighed and gave me a smug look when he explained to me that I was 'thinking like an employee and not a business owner.' I again described the nature of business and employee/employer relations and asked him if he owned a business, and he promptly disappeared to the medicine cabinet again. When he returned, shivering and sniffling, I had made up my mind. Obviously these freaks were pretending to be Primerica, the fine subsidiary of Citigroup. There was no way in hell Primerica does business like this; a smarmy coke-addled pirate with the attention span of Ms. PacMan berating applicants from a rubber room in some savage piece of backwater office space.
I politely declined the gentleman's offer, despite never having been told exactly what it was in the first place. He refused to return the booklet which at that point contained vital personal information (he actually said 'we already have your information. so what good's this gonna do ya?'), but I gave him the contract portion, and kept the rest. This lad physically tried to block my exit, explaining that I was throwing my life away and it's people like me who wallow in misery in the workforce, forever doomed to actually work for a living and receive a regular paycheck. I informed him that I would be fine, and thanked him for his concern and time. At this point, he was sweating profusely, and his eyes looked dangerous and unpredictable. I stepped around him and left, again thanking him. After wasting Hours of my time, and jangling my nerves horribly, this simple action took a monumental amount of patience and calm to perform.
The address is 455 Springpark Pl. Ste 150. Herndon, VA. Either that is your Romper Room office where you keep your savage and incompetent, or these clowns are fraudulently using your name and your parent company's name for ill gains. I strongly suggest you scrutinize these individuals, as they are making a mockery of one of the top businesses in America.
Please let me know if this has helped you in any way, or if i have sent this to the wrong address, please forward, as I will be sending this message to any seemingly appropriate Citigroup/Primerica address I can find.
Thank you,
Bewildered and Disappointed Job Applicant
Russell
Gloveslap, Virginia
U.S.A.
Click here to read other Rip Off Reports on Primerica
8 Updates & Rebuttals
Leroy
Tulare,California,
U.S.A.
Interesting stats from Bureau of Labor Statistics
#9Consumer Comment
Tue, June 06, 2006
In Monday's paper it said the US Bureau of Labor Statistics found that the average income for a self-employed household was $141,000. The average income for a household with jobholders was $70,000.
Since primerica only has approximately 2,000 people making $100,000 or more, and only about 8,000 making $50,000 or more, it doesn't seem to make the incomes earned at primerica look very good in comparison to other options.
Leroy
Tulare,California,
U.S.A.
Al in Virginia...good point bad point
#9Consumer Comment
Wed, May 24, 2006
Al makes a good point. By having a business you can write off all kinds of things you cannot do as an employee. For example when I go to Anaheim (Disneyland) I always stop in to see a superagency there that I do business with. Voila, my mileage to get there and back, hotel and meals instantly become at least partially and legally tax deductible.
Being in business for yourself also allows you to set up a SIMPLE IRA plan for yourself (not to be confused with a traditional IRA). A SIMPLE allows you to put away $10,000 each year if you are under age 50 and $12,500 if you are over age 50.
Al makes a bad point. He said 2,000 primerica reps make a 6-figure income. When 150,000 individual reps a year are processed through the primerica mill year after year after year, and 29 years later the mill has produced only 2,000 that are making six figures, what does that mean about the so-called primerica opportunity? What does that make the odds of making $100,000+ a year?
Leroy
Tulare,California,
U.S.A.
Al in Virginia...good point bad point
#9Consumer Comment
Wed, May 24, 2006
Al makes a good point. By having a business you can write off all kinds of things you cannot do as an employee. For example when I go to Anaheim (Disneyland) I always stop in to see a superagency there that I do business with. Voila, my mileage to get there and back, hotel and meals instantly become at least partially and legally tax deductible.
Being in business for yourself also allows you to set up a SIMPLE IRA plan for yourself (not to be confused with a traditional IRA). A SIMPLE allows you to put away $10,000 each year if you are under age 50 and $12,500 if you are over age 50.
Al makes a bad point. He said 2,000 primerica reps make a 6-figure income. When 150,000 individual reps a year are processed through the primerica mill year after year after year, and 29 years later the mill has produced only 2,000 that are making six figures, what does that mean about the so-called primerica opportunity? What does that make the odds of making $100,000+ a year?
Leroy
Tulare,California,
U.S.A.
Al in Virginia...good point bad point
#9Consumer Comment
Wed, May 24, 2006
Al makes a good point. By having a business you can write off all kinds of things you cannot do as an employee. For example when I go to Anaheim (Disneyland) I always stop in to see a superagency there that I do business with. Voila, my mileage to get there and back, hotel and meals instantly become at least partially and legally tax deductible.
Being in business for yourself also allows you to set up a SIMPLE IRA plan for yourself (not to be confused with a traditional IRA). A SIMPLE allows you to put away $10,000 each year if you are under age 50 and $12,500 if you are over age 50.
Al makes a bad point. He said 2,000 primerica reps make a 6-figure income. When 150,000 individual reps a year are processed through the primerica mill year after year after year, and 29 years later the mill has produced only 2,000 that are making six figures, what does that mean about the so-called primerica opportunity? What does that make the odds of making $100,000+ a year?
Leroy
Tulare,California,
U.S.A.
Al in Virginia...good point bad point
#9Consumer Comment
Wed, May 24, 2006
Al makes a good point. By having a business you can write off all kinds of things you cannot do as an employee. For example when I go to Anaheim (Disneyland) I always stop in to see a superagency there that I do business with. Voila, my mileage to get there and back, hotel and meals instantly become at least partially and legally tax deductible.
Being in business for yourself also allows you to set up a SIMPLE IRA plan for yourself (not to be confused with a traditional IRA). A SIMPLE allows you to put away $10,000 each year if you are under age 50 and $12,500 if you are over age 50.
Al makes a bad point. He said 2,000 primerica reps make a 6-figure income. When 150,000 individual reps a year are processed through the primerica mill year after year after year, and 29 years later the mill has produced only 2,000 that are making six figures, what does that mean about the so-called primerica opportunity? What does that make the odds of making $100,000+ a year?
Al
Herndon,Virginia,
U.S.A.
The scam works for me
#9UPDATE Employee
Tue, May 23, 2006
Russell,
I'm sorry about your negative experience at our office in Herndon. The fact of the matter is that Primerica provides a very valuable service to middle class americans. You will never find negative things on the internet about primerica's products or services; only our recruiting methods. But through these recruiting methods our company has established the largest sales force in the United States. We have over 2000 independent business owners making six figures.
The key here is distribution. Some people don't like the fact that we are very liberal in our recruiting but it has been a successful technique used by Citigroup to market its products. The $199 you pay is not a scam. It covers books and materials for you to take the life and annuities exam. We don't get paid for recruiting people.
Moreover, when you start working for us you can start filing a 1099 and become eligible to write off thousands of dollars in taxes by claiming business expenses like mileage, food expenses, clothing expenses, haircuts, etc. The best part is that you can earn commissions on services that you are going to have to use anyway. Detach yourself from your anger, no one uses drugs at our office. The reason you may think he's on drugs is because he's excited about his future.
Everybody deserves a shot.
Sandey
Herndon,Virginia,
U.S.A.
Primerica in Herndon, VA - Total Scam
#9Consumer Comment
Thu, May 04, 2006
Kyle,
I was also interviewed by Primerica at 455 Spring Park Place in Herndon, VA just last week. I was interviewed by Jackie/Jacqueline Evon Kim and a guy named Dante. I had pretty much the same experience as the guy who wrote the first comment, except I actually let myself be bullied into paying the $199 - which I realize was beyond stupid. I called to cancel the orientation the next day, but they still charged my card after I made it clear that I didn't want the job. This is most definitely a total scam. Hope this helps.
Kyle
Fairfax,Virginia,
U.S.A.
Did you happen to catch the employee's name?
#9UPDATE Employee
Tue, May 02, 2006
Hello: I was just wondering if you happened to catch the employee's name.