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Primerica victimized many consumers false promises Wichita Kansas
My husband and I went to an orientation on Primerica after my husband was approached by a customer at the store he was working at as a salesperson(he has been approached in this manner before and all have led to better jobs) Anyway, the presentation looked good and we set up a further appointment for our own debt analysis.
Well, they came over and (surprise) we had NO DEBT... I could have told them that, but the analysis was required. So, since I had seen an analysis for myself, I decided to enroll. I did get licensed in the state of Kansas to sell life insurance. Now, I was brand new to Kansas when I enrolled and so I knew no one! Seriously, I hadn't even had a job to that point.
Well, I used one friend of my husband and his parents as my first "training analysis's" His parents would have gone through with the debt plan, but my rvp did not feel out the situation very well and kinda made them mad... the other friend? They had no house, no debt, and couldn't afford insurance, so that was a no go.
Well, all the people who said they would support me and wanted to see me succeed dissapeared when they discovered that was it for people I knew. I tried to contact my rvp, but she didn't return calls. I left several messages saying that I wanted to sit in on more analysis's and to let me know so I could (you got paid after 6)
Well, a year later, I got a bill for $5.00 (keep in mind, I've already paid $199) I called to find out why the bill, and they said it was for partial renewal of my license?
Well, I didn't pay it and they've stopped sending letters. I do want to say that when I got my insurance license, I did get a check for ~$80... which I had paid myself originally aside from the $199... I do know that if I had known more affluent people, or gone out "recruiting" I might have been able to go somewhere, but I don't think it's right to go out and ask people if they are in debt. I don't think Primerica scams people per say, but they aren't as supportive as they say. If you don't know the right people then you are out the door.
So be careful... If you don't own a home or know people who do then don't bother, they only want people who have money to begin with.
Krista
Wichita, Kansas
U.S.A.