Complaint Review: Providian National Bank - Aka Getsmart Visa Card

I opened a Providian aka Get Smart account in 2000. I used it more for my very small personal business and kept the account current. The Apr was 18.99%. I wished it was lower, but it was the best that I could find.

In 2002, I got a letter and a bill, about the same time, informing me that my account was being sold to Emerge and would be a Mastercard. I feel stupid, but my husband was in ICU at the time and was there for a month and nearly died, so I paid hardly any attention to the Apr going up until a couple of months later when tons of bills fell in my lap.

Jumping up to 29.99% does make a difference.

Katherine
28311, North Carolina
U.S.A.