Quik Payday tried to collect on up to date account and harrassed my family and friends ripoff Logan Utah
On July 19th at 1:15 p.m. my phone rang and the answer machine picked up because I was busy with my son. I checked the message around 1:20 and noticed that it was QuikPayday. I called my work voicemail to see if Quikpayday called because I could not understand the number that was on my home answering machine. "Celeste" from QuikPayday also left a message there within minutes of my home phone.
I called QuikPayday back because they made a mistake on my account before and I wanted to make sure that my account was good. Please note that there is no reason for my account to not be in good standing.
I called back at 1:25 and spoke with the customer representative. She asked for my first and last name and the last 4 digits of my social security number. She noted that there was more than one person with the same name, which was what caused my previous problem.
She reviewed the account and stated that everything was in good standing and could not understand why I was contact by this company. I stated that Celeste called and she stated that she would let Celeste know. I was running late for an event that involved my son and let it go at that with a mental note to follow-up on this Monday being that today is Saturday.
I came back from my activities to a voice mail from my father stating that QuikPayday called both my father and my aunt stating that I am deliquent. Mind you I verified that I am not. My aunt stated that they were very threatening towards her. My dad spoke with them for a half hour wondering why they were looking for me etc. He also noted that the gentleman that he spoke to called me by an incorrect last name several times. My boyfriend received a hang up call from them.
Obviously I will be pursuing this matter on Monday with a supervisor. I verified through them and online that my account is current. I called my bank again to make sure the money was taken out on time and it was. There was no reason for Quikpayday to contact my references. It disturbs me that they contact me and was unable to reach me for only 15 minutes and then contact my aunt and dad and act like I skipped town.
It appears to me that they attempted to fraudently collect on a debt that was within the contact boundaries and not delinquent. It appears defamination (sp)of character took place with they contacted both my dad and aunt and insinuated that I was not willing to pay my debt. Also they discussed my debt with both people, which I think is against the law.
I am pleading with both badbusiness bureau and fellow readers to help me. What rights do I have? Can they discuss my debt with my dad and my aunt? How can they tell me that I am up to date on my account and still tell my dad and aunt I am not during the same time period? Is this legal?
I will provide an update to help out anyone who needs the information.
Karen
Warrington, Pennsylvania
U.S.A.
6 Updates & Rebuttals
Boz
Saint Augustine,Florida,
U.S.A.
quik payday vs texino
#7Consumer Comment
Wed, April 06, 2005
Hi it is Texino up here. How you doing? I try and borrow money from this Quik Outfit but they won't lend me a dime because they know I have their number for ursary and that's got them freaked I guess the Mormons have do some deal with them but that's a bogus church and they won't hold up if we get to court.
See Texino's family is one of great respect and we really do not care for some scum business with no heart moving in on something we have done well for years. It's personal, you know what I mean?
Boz
Saint Augustine,Florida,
U.S.A.
quik payday vs texino
#7Consumer Comment
Wed, April 06, 2005
Hi it is Texino up here. How you doing? I try and borrow money from this Quik Outfit but they won't lend me a dime because they know I have their number for ursary and that's got them freaked I guess the Mormons have do some deal with them but that's a bogus church and they won't hold up if we get to court.
See Texino's family is one of great respect and we really do not care for some scum business with no heart moving in on something we have done well for years. It's personal, you know what I mean?
Boz
Saint Augustine,Florida,
U.S.A.
quik payday vs texino
#7Consumer Comment
Wed, April 06, 2005
Hi it is Texino up here. How you doing? I try and borrow money from this Quik Outfit but they won't lend me a dime because they know I have their number for ursary and that's got them freaked I guess the Mormons have do some deal with them but that's a bogus church and they won't hold up if we get to court.
See Texino's family is one of great respect and we really do not care for some scum business with no heart moving in on something we have done well for years. It's personal, you know what I mean?
Boz
Saint Augustine,Florida,
U.S.A.
quik payday vs texino
#7Consumer Comment
Wed, April 06, 2005
Hi it is Texino up here. How you doing? I try and borrow money from this Quik Outfit but they won't lend me a dime because they know I have their number for ursary and that's got them freaked I guess the Mormons have do some deal with them but that's a bogus church and they won't hold up if we get to court.
See Texino's family is one of great respect and we really do not care for some scum business with no heart moving in on something we have done well for years. It's personal, you know what I mean?
Lilli
Friendswood,Texas,
U.S.A.
Quikpayday actually help me out with payment arrangements
#7Consumer Suggestion
Thu, August 26, 2004
I got into a financial bind and I stilled owed Quikpayday 600.00 for a 500.00 loan. Some things happened and I wasn't going to be able to pay them back. I called them and I spoke to a nice rep named Dave and they helped me set up payment arrangements. I am happy with Quikpayday... they were willing to work with me...
Kent
Sandy,Utah,
U.S.A.
This is Illegal, not allowed to disclose that you owe a debt
#7Consumer Suggestion
Tue, March 30, 2004
This is in direct violation of THE FAIR DEBT COLLECTION PRACTICES ACT
They are not allowed to disclose that you owe a debt, they canot discuss this debt with a third partie the following link is to a copy of this law
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Quik Payday
87 East 1400 North
Logan, UT 84341
(888) 478-2274
David Dunkley and Richard Dunkley
Just a Quick note This company charges 20% biweekly for a loan, for $200, you pay $80 dollars a month they are counting on people not being able to pay it off quickly. they also have a very sneakie policy of requiring people to call one day before the due date or there pay day to let them know if you will be paying in full the next day or need an extention. this is to scam people who may not know exactly how much there checks will be rather than on the day it is due. you do not have the option to change your mind and decide to pay in full on the due date rather than extend it you will still be charged a full intrest rate. Scumbags loansharks by any other name