Complaint Review: Rafael Everett Legislation Department Esper Law Firm

Rafael Everett, Esper Law Firm, Claims he represents CashNet USA; He gave me this Account id: 00/100/3636.
This letter is a prior notification to you regarding your account with CashNet USA before your file gets registered inside the courthouse with the legal procedures on your name.
This notice will certify that a petition has been entered against you. The above name entity individual respectfully requests that you immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc. It may put you in a legal mess.
Since you have not made the payment, we would be forced to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and you're social will be hampered. The company holds the prima facie regarding your case.
The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment.

In short, you will end by paying $ 8, 483.67 either by selling any of your assets or properties, along with you the other references that you used while making the transaction will also have to face the consequences.
We would emphasize that should judgment be entered against you this may affect any future credit application you may make elsewhere. We would also draw attention that all legal costs incurred in this situation are usually payable by the debtor.
The balance includes an administration cost of $ 1,310.78 which has been added to offset (some of) the expenses incurred by our client.

This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

On 11/15/2017 at 3:00 PM,  John Lewis called my brother-in-law in North Carolina, stating that he was calling regarding, "a formal complaint filed against Danielle Shrank." He stated, "If they have any information about my whereabouts they should call their office immediately (855)303-5660 and that their next step would be filing with proper authorities.