Complaint Review: Ramada Plaza Resort

Hi,

In some ways I feel relieved after reading people's complaint and sad at the same time as I realise now that I will not get my money back. The so called "Ramada Plaza Resort" sent me a coupon in a mail saying that I have won a $1600 cruise ticcket to Las Vegas. As I called them to find out more details, a girl called Terry, who seemed so nice....told me the various aspects of the package and then attracted me by telling you have only this call to decide whether u want to go ahead or not with the package, she asked me for my card number while we were still trying to work out a deal. And I didnt realise she kept talking to me while she had already charged my card of $1000, WITHOUT MY AUHTORIZING THE PAYMENT......once the money was gone to her she backtracked on her statements and told me that the cruise will not start from vancouver, which she had said earlier it would but I would have to fly all the way to Florida from Canada and then I can avail the package.


I was shocked and told her that all this while, she had been claiming otherwise. So I told her...that I do not want the package.....but to my aghast she told me the payment had already gone through, so I asked her when was the payment made as we are still in the process of finalsing the deal...but she told me that the payment has been taken off my card, as to which i was Mad and told her to immediately refund my money, but she said its non-refundable. I asked her how could she charge me when the call isnt complete, we havent finalised a deal......but she wouldnt listen and hung up. Then I called back and spoke to some manager...he said he would refund my half the money only the rest i can keep as an account and use it anytime i like or transfer it to someone. But it's been a week now and there has been no refund.....after reading everyone's complaint now i realise i will never get my $1,000 hard earned money back. I am very upset and MAd at this fraud company.

SK Kaushik
Vancouver, British Columbia
Canada


Click here to read other Rip Off Reports on Ramada

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.