RC Willey Decided to damage my credit despite made payment Syracuse Utah
So I had been a few days late making a payment, still within grace period, that much I'll take blame for. So I go online to their site and pay total amount due. I log off and then their automated system sends my phone a text stating I need to pay MORE after I had already brought my account current. I figured it was just a fluke. A few weeks later my credit monitoring service informs me my credit score has been dropped from excellent to fair because RC Willey's billing department reported my account as delinquent or missed payments. All despite the fact that the account was current. So now I have to dispute it with the credit reporting agencies.