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  • Report:  #312292

Complaint Review: RCA CREDIT

RCA CREDIT STAY FAR AWAR FROM RCA CREDIT AND RICK CROSBY YOU WILL LOSE YOUR MONEY ! Largolargo Florida

  • Reported By:
    Richmond Hill New York
  • Submitted:
    Tue, February 26, 2008
  • Updated:
    Thu, April 03, 2008

As a Mortgage Broker in new York, I look for ways to help my clients, and after comming across RCA Credit and speaking to them by phone, listening to all of their promises, and guarantees, I recommended them to a couple of my clients, We paid them almost $10,000.00, for different clients, contracts were signed, and we waited, 30 days no change in credit reports, 45 days, no change, I tried to contact them, but no answer, no return phone calls, I sent e-mails, nothing, finally I got an e-mail, from mr rick crosby, stating that all the transactions were completed, but it could take up to 1 year for it to appear on your credit report, anyone who has ever gotten a new credit card or bought a car knows that it takes a max of 2 cycles, 60 days for it to show up on your credit report, its been 8 months and counting, this company is a fraud, Rick Crosby is a thief, he even sent me an e-mail saying that i charged back my credit cards, Funny...Mr Crosby, I have copies of all e-mails, paid checks and credit card transactions, maybe you thought that you beat me, since I had to pay back all my clients, You will be prosecuted, I am working with the Florida Attorney General Bill McCollum , however I don't want to sue you, I am pressing criminal charges against you for Grand Larceny, I believe that its a c-Felony, for each case, it adds up to a couple of years and a lot in legal fees, If there is any one else that has been robed by this crook, please contact me so that we can put all these cases together. Maybe send this guy away for a while.(ask your lawyer about piercing the corporate veil)

Also Known As:

RCA Credit Services, LLC.; Rick Lee Crosby, Jr.; Legalcredit.com, LLC.; Marketingwebtraffic.com, Inc.; Taylor Street Partners, Corp.; Justin Mosely; Rebecca Geiger.
12360 66th Street, Suite Z Largo, FL 33773

To Contact the Florida DA directly Go through

Telephone:
Voice: 813-287-7950
Fax: 813-281-5515

For Florida government agencies,
SunCom Voice: 585-7950
For Florida government agencies,
SunCom Fax: 514-4355


Mailing Address:
Economic Crimes Division
Office of the Attorney General
Concourse Center 4
3507 E. Frontage Road, Suite 325
Tampa, FL 33607-1795

Location:
Concourse Center 4
3507 E. Frontage Road, Suite 325

Leslie s
Richmond Hill, New York
U.S.A.

5 Updates & Rebuttals


Rodney

New Orleans,
Louisiana,
U.S.A.

RCA CREDIT FAKE

#6REBUTTAL Individual responds

Thu, April 03, 2008

I've sent them e-mail to RCA Credit from MYFICO about this type of scam's...
They do not report on your credit report any piggy backing on or from no one's credit....
It's fraud! Ripoff.


Rodney

New Orleans,
Louisiana,
U.S.A.

RCA CREDIT STAY FAR AWAR FROM RCA CREDIT AND RICK CROSBY YOU WILL LOSE YOUR MONEY ! Largolargo Florida RCA CREDIT

#6REBUTTAL Individual responds

Thu, April 03, 2008

I'am been defrauded by this company also..please contact me so that we can put all these cases together..

Rodney B
(((ror redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.


Rick

Pinellas Park,
Florida,
U.S.A.

Please do not lie, you have been refunded

#6REBUTTAL Owner of company

Thu, March 06, 2008

I just looked up your file again and yes the lines have been reported and you have received a full refund. Looks like I'm the one who got ripped off again because of a complaining impatient client.

We have completed all of are services and if you would have waited till the lines show up on your file you would have been fine. Unfortunately, we cannot reduce the amount of time that this step takes. The work that is being done is between the internal batching and processes of our Lenders accounts and the Credit Bureaus. Once they have completed the internal batching and the Credit Bureaus have updated their databases, then your credit file will be updated.

PLEASE NOTE: From time to time, we have noticed that some of our past clients credit scores will increase first, but the trade lines DO NOT appear until several months later.

We are uncertain why this happens, but we believe it has to do with the FRAUD PROTECTION services provided by the Credit Bureaus or other things that may be going on with the clients credit report at the time the internal batching and processes occur.

Below are the steps you must complete during this waiting period:

1. Please sign up with a credit monitoring service, so you can monitor when your credit score goes up. This will also allow you to see when negative accounts or old debts are being removed. Our Recommendations are http://www.privacyguard.com or http://www.equifax.com

2. To avoid lowering your credit score during this process please DO NOT apply for any new credit card accounts or have your credit pulled by any banks or mortgage brokers until your score is increased high enough to get approved for them. You are now in charge of your financial future, so be responsible with your credit from now on.

3. Order Your Credit Report for Free: Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.

If you have any questions, please email us at any time at support@rcacredit.com
Our normal business hours are Monday - Friday, 8am to 6pm.

Best regards,

RCA Credit Services


Rick

Pinellas Park,
Florida,
U.S.A.

Please do not lie, you have been refunded

#6REBUTTAL Owner of company

Thu, March 06, 2008

I just looked up your file again and yes the lines have been reported and you have received a full refund. Looks like I'm the one who got ripped off again because of a complaining impatient client.

We have completed all of are services and if you would have waited till the lines show up on your file you would have been fine. Unfortunately, we cannot reduce the amount of time that this step takes. The work that is being done is between the internal batching and processes of our Lenders accounts and the Credit Bureaus. Once they have completed the internal batching and the Credit Bureaus have updated their databases, then your credit file will be updated.

PLEASE NOTE: From time to time, we have noticed that some of our past clients credit scores will increase first, but the trade lines DO NOT appear until several months later.

We are uncertain why this happens, but we believe it has to do with the FRAUD PROTECTION services provided by the Credit Bureaus or other things that may be going on with the clients credit report at the time the internal batching and processes occur.

Below are the steps you must complete during this waiting period:

1. Please sign up with a credit monitoring service, so you can monitor when your credit score goes up. This will also allow you to see when negative accounts or old debts are being removed. Our Recommendations are http://www.privacyguard.com or http://www.equifax.com

2. To avoid lowering your credit score during this process please DO NOT apply for any new credit card accounts or have your credit pulled by any banks or mortgage brokers until your score is increased high enough to get approved for them. You are now in charge of your financial future, so be responsible with your credit from now on.

3. Order Your Credit Report for Free: Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.

If you have any questions, please email us at any time at support@rcacredit.com
Our normal business hours are Monday - Friday, 8am to 6pm.

Best regards,

RCA Credit Services


Th

Rome,
Georgia,
U.S.A.

Just learned that I have been scammed by RCA Credit Services. Please Help.....

#6Consumer Comment

Wed, March 05, 2008

Just learned that I have been scammed by RCA Credit Services. Please Help.....

Hi Leslie,
I had my mom to participate in RCA Credit Services around January 2008. She paid a total of $1,480.00 for the so called "Platinum Line" that was suppose to report 3 seasoned trade lines on her credit. After reading the rip-off reports on this company the lines probably will never be reported on her credit. This guy asked for a credit report as well so he also has all her personal information. We've only talked to one representative from the company and his name is Brady Wellington. When I first got interested in RCA Credit I called and asked to speak to Rick Crosby who is supposedly the owner since only his name is mentioned on the site.

I was told that the owner Rick Crosby The Credit Guru hardly ever speaks to consumers. The representative also went out of his way to tell me that he only speaks to the owner on special occasions. So, I don't really know if there is a Rick Crosby. I know my mom probably won't get her money back, but I want to make sure this doesn't happen to anyone else. This company needs to be stopped. So, Leslie it seems like you have a little more information about what can be done. What can I do to help out as well?
Please contact me as soon as possible .

Thanks,

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