Resurgent Capital Services - Daniel Coker purchased a bad debt and is threating to foreclose on our house if payment is not received, ripoff. Greenville South Carolina
In November 2001 we filed bankruptcy. We owed CitiFinacial which was included in the bankruptcy. In November 2004 we received a discharge from the court. Shortly thereafter we started getting letters from Resurgent Capital Services.
One day I received a call from Daniel Coker he stated, "We owed them over $10,000" I told him I had never heard of Resurgent. Mr.Coker explained to me they had purchased our debt from CitiFinacial. I told Mr.Coker this debt was included in the bankruptcy and on our credit reports was written off as a bad debt. He told me he would check and get back to me. I never heard from him again.
We still got letters from Resurgent. We tried to refinance our house to pay off medical bills and this debt, but was denied due to Resurgent as a bad credit risk.
We made the loan with CitiFinacial February 2001. Due to reasons beyond our control we filed for bankruptcy in November 2001. In July 2004 according to the letters they must have purchased our bad debt, then after the bankruptcy was discharged in November 2004 we started receiving the mail with no explanation as to why or what.
Now they are threating to foreclose on the house. Can they do this as we signed no papers for this new loan?
Cammie
Powhatan, Virginia
U.S.A.
4 Updates & Rebuttals
Don
Belleville,Illinois,
U.S.A.
bankruptcy
#5Consumer Suggestion
Mon, August 28, 2006
That suprises me that when you told them that this account was included in a bankruptcy, he just said he would look into it.
While a bankruptcy will show on your credit bureau report, and in a public record search, it does not give details other than the date filed and if it was dismissed or discharged.
Generally, my office would ask if you retained an attorney. If so, we would call them to get the details of the bankruptcy. If no lawyer was used, sending a copy of the court papers showing the account in question was included in the bankruptcy should stop the calls.
Don
Belleville,Illinois,
U.S.A.
bankruptcy
#5Consumer Suggestion
Mon, August 28, 2006
That suprises me that when you told them that this account was included in a bankruptcy, he just said he would look into it.
While a bankruptcy will show on your credit bureau report, and in a public record search, it does not give details other than the date filed and if it was dismissed or discharged.
Generally, my office would ask if you retained an attorney. If so, we would call them to get the details of the bankruptcy. If no lawyer was used, sending a copy of the court papers showing the account in question was included in the bankruptcy should stop the calls.
Don
Belleville,Illinois,
U.S.A.
bankruptcy
#5Consumer Suggestion
Mon, August 28, 2006
That suprises me that when you told them that this account was included in a bankruptcy, he just said he would look into it.
While a bankruptcy will show on your credit bureau report, and in a public record search, it does not give details other than the date filed and if it was dismissed or discharged.
Generally, my office would ask if you retained an attorney. If so, we would call them to get the details of the bankruptcy. If no lawyer was used, sending a copy of the court papers showing the account in question was included in the bankruptcy should stop the calls.
Don
Belleville,Illinois,
U.S.A.
bankruptcy
#5Consumer Suggestion
Mon, August 28, 2006
That suprises me that when you told them that this account was included in a bankruptcy, he just said he would look into it.
While a bankruptcy will show on your credit bureau report, and in a public record search, it does not give details other than the date filed and if it was dismissed or discharged.
Generally, my office would ask if you retained an attorney. If so, we would call them to get the details of the bankruptcy. If no lawyer was used, sending a copy of the court papers showing the account in question was included in the bankruptcy should stop the calls.