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richardson solution ltd Stated there were charges against me for failure to pay back a payday loan in 2011 threaten criminal charges Internet
recieved a call on house phone and cell phone mulitple times and never answered. today there was a message statig that if i did not cotact them regarding this matter and if they track me down they would would proceed with criminal charges.
so i called number given and was told that they were a collection mediator and they were working with highland payday loans to recover money that was owed to them.
i stated that i never heard of the company nor did i take out a loan with them. they then proceeded to tell me that there was a balance of $1140 owed from 2011. they stated that they would settle for the account for $940.
I express to them that i never received money from this company. they then gave me last 4 digits of a bank account in which funds were to be deposited.
i told them that the bank info they had was not mine. they said their client is pressing criminal charges against me for fraud because i gave them the wrong bank info. then they started to read off my name, ss number, email, that i was disabled, they mentioned my parent as a contact person. of course i said that was my info but i never received the money.
i said if they had the wrong banking info how would i had received the money. i was told that it was send to my address. which they also knew. i told them i never received the money the stated that it was sent via mail in cash. when i continue to question the fact that what company would send cash through the mail.
i was told that i either pay the $940 settlement in 2 installments, or pay the full ballance and make payment arrangement that they would have to get approved by there client or i could pay the $460 (the original loan amount) today and it would be off my credit and it would be resolved with no fututre issues.
i was concerned about the threat of criminal charges and the manager rebecca shaw stated i could pay the amounts offered or pay $3000 in court cost and and other charges. they also had my fathers info so i did not want him to be bothered with anything so i paid the $460 today via my bank credit card
after getting off the phone it just did not seem right i could not wrap my head around any business sending cash via a mail. i decided to do some research on this company and found this site.
warning this company is a fruad! i have stopped payment closed out my debit/visa card and reported to the bbb and on this site. they also stated that they had sent mail to my home several times with no response i never received one notice just for the record. beware
1 Updates & Rebuttals
EEG
Richfield,Minnesota,
USA
Richardson Solution LTD.....SCAM!!!
#2Consumer Comment
Thu, July 21, 2016
I have been contacted the last several days by this company. They have also left messages with my sister and husband. They state that I owe money for an unpaid loan, which I knew from the beginning of the call was untrue. I monitor my credit on a regular basis and have never taken out a loan that I have not paid. These people are rude, threatening....but at the same time if you are having a bad day...they are kind of fun to mess around with. They can hardly speak english and never pronounce my name correctly....there is a lot of call center noise in the background. Super unprofessional! Please don't fall for theis scam. Contact the FTC, BBB or your local police department and file a report. These JERKS are scamming innocent people out of money...don't fall for it!