Complaint Review: Richland Holings Inc

 Richland holdings or acctcorpsn is a very awful predatory company preying on people whove been down by the economy. I had a account open with them in 2008, I never received a notice from them until around 2013 which at that point a small credit card i had go default at the time was only around 400$, and with fees and interest had gone up to over 4000$ I tried working with them and setting up a payment plan,as i have done with all of my previous default bills i had and every single one of those worked with me. Now back to richland holdings they would not budge on wanting 1500$ a month i cant afford that and most people in this country cant. While trying to work out a deal with them the lady i spoke with on the phone was very rude using profanity,mocking me. No deal was reached and i told her that i would fight them tooth and nail,she called me an a*****e and hung up That was the last i heard from them until early this year. I had moved to Washington state in 2014 and in March 2016 i get a garnishment letter at work without having ever received a summons or anything so now my total bill is $8005.07 all from a 300$ credit card 8 years ago. I dont how ita possible to be sued 1000 miles away with no way to defend yourself in court and the amount of interest that is charged and it still gets charged after the judgment has been awarded. This company needs to be stopped so no other person who is down on their luck has to suffer the emotional and monetary damage that this comapny and the shady deceitful practices does to a person. PLEASE SHUT DOWN THIS COMPANY