Riddle & Associates ripoff sent proof that I am not the person that they are looking for but are too stupid to confirm Draper Utah
Received recorded message to call Riddle & Associates regarding a legal matter. Returned call and was rudley told that I owe$649.55 and when was I going to pay. I was also threatened by a lawsuit if I did not pay. When I asked to whom I owned the money I was told Cross Country Bank.
After researching Cross Country Bank on the internet I came accross a phone # and called. They could not find any record. I then called Riddle & Associates and was connected to someone else whos aid "Of course the don't have any information, it was turned over to Midland Credit."
A phone call to Midland Credit resulted in afinding out that the person who owed the money had a different SS# and they agreed to remove my phone number from their system. They refused however to agreed to send notification to Riddle & Associates to comfirm this fact.
I sent a Dispute of Debt along with a photocope of my SS card and a credit report both with all of but the last 4 digits blacked out. I then received copies with information regarding this bill that did not include the original borrowers SS# but only the address. I have never lived at that address. They now included a statement that tacked on $133.35 in interest. So here I am, still fighting with them. My next step is another letter to them and also to Midland Credit. Any help would be appreciated.
David
Lisle, Illinois
U.S.A.
3 Updates & Rebuttals
Tom
Mesa,Arizona,
U.S.A.
File a complaint with Utah State Bar & Utah Attorney General
#4Consumer Suggestion
Thu, March 29, 2007
I also started receiving calls from Riddle & Associates. They randomly call people they files on without verifing names against phone directories or other widely available databases in hopes of getting somebody to pay.
KNOW YOUR RIGHTS UNDER THE FAIR DEBT COLLECTION ACT!!
Never pay a debt you do not owe!
Research uncovers Riddle & Associates have been ordered to pay millions of dollars in wrongfully collected debts back to consumers. Not just in one state, but in several. If everybody who sees this files a complaint with the governing bodies I listed below, they WILL be shut down for good.
I filed a complaint with the Utah Attorney General and the Utah State Bar. Their information is below.
Utah State Bar
Consumer Assistance Program
645 South 200 East
Salt Lake City, UT 84111
Utah Attorney General
State Capitol, RM 236
Salt Lake City, UT 84114-0810
You will need Riddle & Associates information.......
Riddle & Associates
P.O. Box 1187
Sandy, UT 84091
Cindy
West Valley,Utah,
U.S.A.
This is an old trick...
#4Consumer Comment
Fri, July 14, 2006
I recieve phone calls and letters of supposed debt at least twice a year. This is nothing new. Unfortunately, many people try to dispute these things themselves since that is the knee jerk reaction to such claims. I know how you feel, Ihave been their and am also the type of person to demand the situation fixed,however, in this case this is not the thing to do.
I have spoken to my family attorney about these letters and calls and was told that collection agencies sell old debts to people like the one above meantioned and these people try to collect on them. If they can get you to even question the debt they will claim you are acknowleging it. When I recieve phone calls of supposed debt I simply hang up. If I recieve a letter in the mail I write back requesting proof of the debt and account records. I have yet to have any responses to my letters. Finally, the above responder gave some good advice for the future and for now. Run, don't walk, to an attorney before this dispute ruins your credit.
Steve
Bradenton,Florida,
U.S.A.
David! .....NEVER give your SS#...NEVER!
#4Consumer Suggestion
Mon, June 05, 2006
David,
That is rule # 1 when dealing with a debt collector. NEVER give ANY personal or employment info!
They were fishing, and you went for the hook.
Go to the FTC website and file a complaint online for each violation of the FDCPA which you can also find on that site. Then go to budhibbs.com and read all about Midland Credit and others and the illegal practices they engage in.
The standard rules when dealing with any third party debt collector are:
1). NEVER speak to them on the phone. DEMAND everything be in writing.
2). NEVER give out your SS#,DOB, or any other personal or employment info. NEVER fill out anything they send you. NOTHING!
3). Never sign anything you send them. They are famous for forging documents with your signature.
4). Never make any payment as this may re-affirm a debt you don't even owe.
You need to send a debt validation request whereby you dispute the debt, and DEMAND to see something you signed to create the alleged debt, as well as an account history.
This will be easier for them now to forge something as you gave them your ss# and signature, along with a credit report that has your DOB on it along with a complete address and employment history.
At this point, you NEED to get a lawyer TODAY.