Complaint Review: right choice financial services

I was offered a loan agreement and signed and faxed the documents to Right Choice Financial Services on Wednesday 6/12/13. It called for me to pay $550.00 for loan insurance, because I did not have any collateral at the moment. After wiring the money to Brian Westfield(877-515-7274), via Western Union on Friday 6/14, I was sent to another department where they asked for more money. Amelia Jackson, in the finance dept (877-547-8381)then notified me that my credit score was too low and that I had to pay another $550.00. I was immediately upset and demanded a refund. She explained that it would take 10-14 business days! I began to frantically call the original sales agent and demand an explanation. Amelia then called me back and promised that I could secure the loan in minutes with a payment of $350.00. I was desperate, she promised me the money in my account, and I sent in the payment. Then, she refused to answer my calls. The next day, Saturday 6/15, a "manager" who did not reveal his name (305-414-7732) called and explained that I would have to pay another large sum, wherein I demanded my money refunded. He explained that that was not going to happen and that I had better pay more. I explained that I needed a loan, I had paid the loan insurance to secure it-and still not received the loan, and that I was broke until my next paycheck. I pleaded and demanded, because I am a single father and have a 6 year old son to take care of and that I would complain about this. He told me that nothing would happen and that I had better pay up.