Complaint Review: Right Choice Financial Services

Right Choice Financial Services, 1950 NW 27^th AVE,,Miami FL 33056 (Lending License #SM.501641.000) Brian Westfield, 1-877-723-7116, Fax 1-888-866-9953, Amelia Jackson, Mark Walker, Mark Banner, $21,000.00, at 8%, monthly payment $310.43, Send: Valid ID, two reference, current pay stub, Send Western Union to Mark Walker (Bonded Insurance) first and last payment $620.86 due to no collateral.

I checked everything I could on the internet about this company, complaints, BBB.  I also called my local credit union and asked if they were legitimate.  They ran through their fraud alert and did not find anything.  I asked about the bond issue and he said business do thing different in different places.

Before I sent the money I called the Better Business Financial 1-866-277-9428 (number Brian gave me because I asked if they were scamming me, if so I would report to the Federal Trade Commission) The BBF said they were in business for 11 years, A+ rating and only one minor complaint, probably an employee being rude to a customer. I asked about the bond issue with them too and the woman said this was normal and to be sure, I got my money back with 3, 6, 9, or 12 months.  Depending on your contract. Western Union TR # 620.86, fee 58.00 = 678.86 Call Brian and give TR#; He gave me RC-###-###-# as the TR# for my wire. Money would not post Friday because the cut off with the Federal Reserve had past, Monday proceeds should post.

Got a call from Amelia Jackson (1-877-547-8381) in the loan release department stating they went over my credit with a fine toothcomb and my credit is bad?  Need to send 5% or $1,005.00 difference of $443.00.  I said they should have check this out before hand and said I felt this was a fraud.  Of course, they assured me it was not they did not want to go to jail.  I also said her numbers do not add up, difference would be $385.00.  So which one is it. Finally, she said the $385.00. I did send the difference. Western Union TR####-###-####, $385.00, wire fee $28.00 = $413.00 I called Brian back and give him the TR#; I said I was not sending any more money.  He put me on hold and said the difference was their error, do not worry about it.  Money should be in my account by 10:00 am on Monday, 17 JUNE 2013. I also received a call from a Mark Banner stating I owed the difference between the 1,005.86 and the 1,050.86 before they would release the funds.  I said I owe them nothing more I was told this would their error and did not have to send anymore.  I also said I would not send any more money because they had no intentions of sending mine back or sending the loan proceeds.  He got rather angry and said he would call me back in 20-25 minutes.  I said, sure you will not call back just like the others because you are a fraud.  Of course the I never heard from them again.  I tried calling again and again and no answer.  I used a different number and they answer but once they know it is you they give you the same run around. 

No money in my account and every number I try to call including the Better Business Finance number only yields me a busy signal.  I have tried for two hours with no success. I went online and sent an email stating I was letting the FBI, Federal Trade Commission and anyone else to let them know they are a fraud. I filed a complaint with the FTC today 17 June 2013 at 10:15 a.m and the Iowa Attorney General’s Office.  I have also filed with the Federal Bureau of Investigations.

I found this information on line about Right Choice Financial Services.  Limited Corporate Identification Number (CIN): U67190MH1995PLC089427, Registration Number: 089427, Registration Date: 12/6/1995, Registered Address: 1002, Ijmima Complex, Raheja’s Metroplexlink, R Mumbai-40064, Maharashtra, India.

Bottom line for me is I want everyone to know this company is a defrauding the consumer.  I also got another offer from a company called Watford Capital Group.  They seem to be playing the same game, however I did not bite on this one.  I am going keep hunting these people down until they are caught.  It might be a drop in the bucket but I if we all try and stop these monsters from praying on people down on their luck we might get somewhere.  Please everyone file with everyone you can and post it everywhere you can.  Let’s try and make the internet a safer place for all of us.