ROADLOANS have been requesting information regarding my credit. ripoff North Richland Hills Texas
Roadloans have been requesting information regarding my credit though credit bureaus. I haven't applied for cars loans. Which they have sent me e-mails regarding car loan information. Several auto places have sent me information for car loans which I haven't applied for. This lowers you credt score.
I would like to know how they received my information. And they are still send me e-mail and have car dealers sending me information in the mail regarding auto loans. What can I do to stop or sue them?
Sincerely yours,
Maria
Washington, District of Columbia
U.S.A.
5 Updates & Rebuttals
Sherri
Piedmont,California,
U.S.A.
NOT A BIG DEAL, JUST OPT OUT....
#6Consumer Comment
Tue, May 15, 2007
What they did is a "soft inquiry", which does not lower your credit score. They purchase information from the credit reporting agencies of consumers that fit the credit criteria they market to and usually you get solicitations for loans, credit cards, etc.
You can write all three CRAs and tell them you wish to "opt out" and it won't happen again.
Sherri
Piedmont,California,
U.S.A.
NOT A BIG DEAL, JUST OPT OUT....
#6Consumer Comment
Tue, May 15, 2007
What they did is a "soft inquiry", which does not lower your credit score. They purchase information from the credit reporting agencies of consumers that fit the credit criteria they market to and usually you get solicitations for loans, credit cards, etc.
You can write all three CRAs and tell them you wish to "opt out" and it won't happen again.
Sherri
Piedmont,California,
U.S.A.
NOT A BIG DEAL, JUST OPT OUT....
#6Consumer Comment
Tue, May 15, 2007
What they did is a "soft inquiry", which does not lower your credit score. They purchase information from the credit reporting agencies of consumers that fit the credit criteria they market to and usually you get solicitations for loans, credit cards, etc.
You can write all three CRAs and tell them you wish to "opt out" and it won't happen again.
Sherri
Piedmont,California,
U.S.A.
NOT A BIG DEAL, JUST OPT OUT....
#6Consumer Comment
Tue, May 15, 2007
What they did is a "soft inquiry", which does not lower your credit score. They purchase information from the credit reporting agencies of consumers that fit the credit criteria they market to and usually you get solicitations for loans, credit cards, etc.
You can write all three CRAs and tell them you wish to "opt out" and it won't happen again.
Mike
River Edge,New Jersey,
U.S.A.
Fraud alert
#6Consumer Suggestion
Tue, May 15, 2007
Maria,
If you haven't applied for a loan with any car company, and haven't contacted any loan companies yourself I would suggest putting a fraud notification on your credit immediately as it sounds to me as though someone has your identity and is attempting to use it to buy a car.