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Roadloans - Triad Fianncial ripoff Internet
I am not a customer of Roadloans/Triad, but I bought a car from my sister-in-law who financed it through them. I had my bank finance the car last april (04/2005) and my bank gave her a check for her asking amount, which was more than she owed on the car. She deposited the check and wrote Roadloans a personal check for the payoff amount that she was told over the phone. It took months for my bank to get the pink slip for the car from Roadloans, but they finally did and my husband and I are listed as the registered owners. My husband recently has been getting calls on his cell phone that say "restricted" for the caller ID, so one morning he decided to answer the call and see who it was.
It was Triad Financial saying they wanted the car back. Well, I called them to see what was going on because I have had the car for almost a year and it is financed through my bank, so I was wondering how if my bank has the pink slip, Triad can repossess the car. Well, I ended up talking to a really rude lady, who pretty much said that my sister-in-law purposely wrote them a bad check so they want the car back. I asked her how they can take the car back when my bank has the pink slip and it no longer belongs to my sister-in-law and they said they were recalling the title.
I told her it all sounded a little suspicious to me and she then proceeded to raise her voice and tell me that noboby was trying to screw me there, that my sister-in-law screwed me by writing a "hot" check (in her words) and that my sister-in-law knew what she did (she kept saying that over and over). She pretty much said my sister-in-law was a criminal and that she purposely wrote a bad check for the car. After more arguing with her she asked me if I had a lawyer and I told her I didn't know I neeeded one, so now I am hoping they don't take a car from me that I have been paying on for almost a year to my finance company. I called my sister-in-law and told her the above info and she called them and she said she never wrote a bad check and faxed them the returned check from her bank proving it went through, but it does look like she may still owe them money though. I still don't see why they are coming after a car that has not been theirs for almost a year and they want to take it from me because my sister-in-law supposedly still owes them some money. Is this legal?
Bridget
Modesto, California
U.S.A.
2 Updates & Rebuttals
Bridget
Modesto,California,
U.S.A.
Thanks for advice
#3Consumer Comment
Wed, April 19, 2006
Thanks for the advice and yes, I would love to be part of your class action suit. I'm glad I am not a customer of theirs, but I am still being harassed and threatened by them and I don't even owe them any money and I never have.
Angie
Brainerd,Minnesota,
U.S.A.
I see I can add another name to the Triad victims list....
#3Consumer Suggestion
Tue, April 18, 2006
If I were you, I'd contact your bank that has the pink slip and see what they have to say. I can guarantee that what your sister-in-law paid was probably more than what was actually due to begin with, and now they are wanting more. If Triad does take your vehicle, the first thing you need to do is report it stolen. Then get in contact with your bank and let them know what Traid has done, they may be able to go after them for theft also. I would tell your sister-in-law to tell Triad to kiss off. They signed off on the vehicle and told her what pay off was. If they were in error, they never should have given your bank the pink slip.
Triad is known for their illegal business practices. If they continue to call you about the vehicle, get a harrassement restraining order on them. Both of you as victims of this company need to file a formal complaint with the FTC and your State Attorney General. If you would like, I'll add you to the victims list for the class action that I have started. Best of luck to you. Remember the saying..."An Eye for an Eye."