Complaint Review: Rocky Wilson from Cormier Legal Services

In the past I have taken out payday loans, which I received and paid off.  Due to this and I would say all the hackers out there I have received payday loan calls and emails in the past, stating that they were going to start legal proceedings against me.  It is very scary and hard to even know if it's all real. I have Googled my brains out trying to know if all of this is true or not.  But a dead give away for me is that they never include the law firm's number to contact them or any solid information.  I have posted the email that I received in hopes that it will help others not fall victim to fraud.  You will see how there is no contact information for the law firm and no specific amount that I owe them or even when the loan was taken out.  They even threaten me with the loss of my job.  Also, you can see that they are stating all this legal jargon but some of the wording doesn't make sense and isn't how an American would speak or write.  I hope this helps!!!!

Plaintiff: Quick Payday

This letter is a preceding notification to you regarding your account with Quick Payday prior to your file gets registered in the courthouse with the legal procedures on your name, which might put you in legal muddle.

This notice shall validate that a petition has been registered against you.  It may put you in a legal mess. Accordingly, the aforesaid entity individual, hereby respectfully request you to immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc.

Since you have not made the payment, we would be strained to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered.

The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

Also, to inform you that this loan was provided to you against your paychecks. My claimant that's your Quick Payday has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this issue.

Sincerely,

Rocky Wilson

Legislation Department

Cormier Legal Services

*** If you have any doubts about the credibility of this email please refer to the Terms and conditions under the breach of the contract via the online application filled up by you. ***

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Note: This notice is provided to you on behalf of United Personal Org. and the parent company, and their respective family of companies including Quick Payday, Cash Advance, Cash America Note: This notice is provided to you on behalf of United Personal Org. and the parent company. Their respective family of companies including Quick Payday, Cash Advance, Cash America International Inc., and all their respective subsidiaries and affiliates, (hereafter collectively referred to as the “United Personal Org. related companies,” “we,” “our,” or “us”). The United Personal Org. related companies include, but are not limited to: Quick Payday, Cash America International, Inc., All their respective subsidiaries and affiliates, including those that operate under the trade names Quick Payday, Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “your” means you as a participant in or as a user of the products or services offered by an of United Personal Org. Company.

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. *

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