Rosenthal & Stein & Associates Threatening phone calls for pay day loan Internet
I was contacted Feb 2, 2011 by agent Sterling, from Rosenthal & Stein & a*s. She told me that I had taken out a pay day loan in May 2009, and the company had tuned over the file to her office. I said, I paid that off along time ago.
She said argumentally that I had not, and that I would be aressted, my employers would be contacted. I said maem, what is the name of this payday place? I will personally contact them, and further my self in paying them.
She said, it was out of there hands, that it had been turned over to her office for collection. I owed $1090.00, I said, there is no way I got that kind of a loan. She said, that included her companies fees and late fees from the PDL company.
After alot of yelling at me, I was concerned that maybe I did get a loan back then, and didn't pay it, she had me feeling like she was right and I was wrong, after all she was an agent. My husband had been diagnosed with cancer, and was not working for awhile in 2009.
By this time thru her threatening me with criminal action, calling social security, she had me. I agreed to pay at the rate of $187.12 starting 2/24/11, and ending 8/24/11.
I made the arrangements for bank checking info, and paid my first payment 2/24/11, the second, 3/24/11. In April, I had called her with not being able to pay April's payment do to my illness. After my 3rd payment on5/24/11. I called to speak to Agent Sterling, and they fumbeled on the phone, then Agent Jackson came on and said she no longer works here, and said, I owe no more money???????
I've since been doing my own research and know I was scammed!!!! Barbara, Spring Hill, FL
3 Updates & Rebuttals
S. Williams
Atlanta,Georgia,
United States of America
We work to resolve all complaints. Please contact us immediately.
#4REBUTTAL Owner of company
Tue, December 06, 2011
In regards to the original complaint, if you would like to contact me personally to resolve a complaint, I would be more than happy to speak with you and work out any issues or discrepancies you may have. Call me at 1-800-818-1790 ext. 1000 and I will gladly attempt to assist you with any and all complaints or issues.
Kindly,
Sharisse Williams
S. Williams
Atlanta,Georgia,
United States of America
We are an ethical and legitimate collections firm - Please contact us and we would love to help resolve any issue you may have.
#4REBUTTAL Owner of company
Tue, December 06, 2011
***This is the obvious rambling of a disgruntled ex-employee. While I am sorry that your employment at RSA was terminated so abruptly, attacking me and my company with such absolutely false, sophomoric and personal insults and lies is unprofessional and unethical.
To accuse me falsely and speak the way you speak is not only untrue; it shows your character or lack thereof. The employees at RSA are some of the BEST employees that I have had the pleasure of working with. We take pride in in being a legitimate and ethical debt collections firm and we strive to meet and exceed all FDCPA rules.
We have never intentionally charged more than authorized for any debt owed. We collect debts that are owed and we expect our employees to follow all FDCPA rules. When they do not, we take it seriously and handle these issues as any reputable collections agency would.
The above rebuttal is erroneous and unethical. It is truly easy to sit behind a computer and say anything you can make up to bash my company. We are a recovery agency and as such, we do not make friends when we fire people or even when we collect legitimate debts that are owed.
This is the obvious rambling of a disgruntled ex-employee. That is a clear indication that this report is falsified bashing in an attempt to get even and nothing more. Thank you for listening to both sides.
In regards to the original complaint, if you would like to contact me personally to resolve a complaint, I would be more than happy to speak with you and work out any issues or discrepancies you may have. Call me at 1-800-818-1970 ext. 1000 and I will gladly attempt to assist you with any and all complaints or issues.
S. Williams
cola
marietta,Georgia,
United States of America
Litigation manager
#4UPDATE Employee
Tue, November 22, 2011
WE CALL PEOPLE AND SAY THAT WE ARE AGENTS AND WE ARE NOT SO WE THREAT N YOU BY SAYING HAVE YOU BEEN CONTACTED BY YOUR LOCAL AUTHORITES WE ARE VIOLATING ALL THE FDCPA RULES AND COULD BE SHUT DOWN.MY JOB IS TO GET ON THE PHONE AND SCARE YOU TO PAY BY SAYING I AM THE LITAGATION MANAGER AND ASKING QUESTIONS LIKE IF YOU WAS ARRESTED TODAY OR TOMORROW WHO WOULD YOU CALL.I STILL WORK FOR THIS COMPANY ANY IT IS A TOTAL SCAM WE WILL TELL YOU THAT YOU OWE TRIPLE THE AMOUNT EVEN TWICE THE AMOUNT SO THAT WE CAN GET MORE MONEY FROM YOU.WE ALSO USE BILLING TREE TO RUN SEPERATE PAYMENTS THATS WHY YOU SEE DIFFERENT AMOUNTS ON YOUR CREDIT CARD STATEMENT.IF YOU RECIEVE A CALL FROM ANYONE SAYING ROSENTHAL STEIN AND ASSOCIATES HANG UP OR REPORT THEM TO the FDCPA. or the police this company ia a total scam and will say anything to get you to pay your money.they have chase accounts,payday loans also the owner SHARISEE WILLIAMS IS f**kING ME WAYNELL FRANKLIN.AND IM SURE HER HUSBAND DO NOT KNOW MELVIN..WHICH IS SO FUNNY OH YEAH SHE ALSO BROUGHT ME A CAR A LEXUS FOR DOING IT AND SCARING PEOPLE ON THE PHONE THIS JOB PAYS ME so much money to work here so i advised who ever reads this message please hang up on these people and DO NOT LET THEM SCARE YOU IF YOU PAY YOU ARE CRAZY.AND MAKING MY PAYCHECK ALSO NONE OF THE MONEY GETS REPORTED TO THE DEBT THAT YOU ARE PAYING. we also ask you if you was picked up today or tomorrow who would you call just to make you think that you was gonna be picked up we are TOTALLY VIOLATING ALL THE F.D.C.P.A AND IT WILL BE REPORTED TO THEM ALSO WE ARE TRYING TO GET AS MUCH money as we can from yall cause we are about to get shut Down soon.