Complaint Review: Royal Cr Srvs Dynamic Credit Service

I was called, and promissed a credit card with a $2500 credit limit on it. I needed a credit card for my business, so I said ok. It was going to cost me $298, but I figured I would write it off on taxes. I saw that I wasn't going to have the money at the time of withdraw, so I tryed calling them back, but all I got was a busy singnal, so I called my bank and put a stop payment on the account for that ck number.

I though good no problem. I did finally get ahold of Dynamic Credit Service, and told them that I wanted to cancel the whole thing that I want no part of the credit card, and that I put a stop payment on the check. The man told me ok, that he would take care of it, and I wouldn't hear from them again.

I thought good, everything was covered at both ends, but that wasn't true. About a week and a half later, I got letter from the bank telling that I didn't have the funds in my account for an ACR (attached credit)in the amount of $298, under the name of Royal Credit Services. I called the bank and they told me that I had to get the fee that the bank charged me back from the company who tryed to withdraw it.

I have been trying to call the company, and I don't get anything on the other end of the phone. I didn't think to get an address or anything from the guy I talked to on the phone, so all I have is the 800 number. I did get a name, it is; Andrew Winkler ext. 3293, and a tracking number; IM4331.

I have no way or clue on how to get in contact with the info I have. It is like they don't excist. I may take anothers advice on what that did and close my checking accout, because I have a gut feeling that they are going to try again, and as long as it is an ACR, sounds like they can do it as often as they like because I have no way of stopping it now, unless I close the account.

If anyone hears of someone filing suit on the companys involed I'd like to know and file also.

Janine
Havre de Grace, Maryland
U.S.A.