Royal Credit Aka Dynamic Credit Resources Aka First Choice Aka CCFT Aka IMS Aka RUTHIE lying, cheating scum! Ruthie, you just don't know when to concede and it's going to cost you legally! Henderson Las Vegas Nevada
When I first complained about Royal Credit Services, they were using the phone number of 866-250-6035! All calls to them were met by non skilled bums who hung up on me when I persisted in being told how to contact Royal Credits main number! They tried giving me a Boca Raton Florida address. When I told them that there was no such firm in Boca Raton, they then gave me the main humber for Royal Credit as being 800-513-8180.
When I called this number, I was forced to speak with people in India. People who took American sounding names but could barely speak english! At first, they stalled me by saying they were passing on my messages to the corporate offices. Then I got really angry on the phone with a Bob Ballor. Supposedly a Supervisor.
Bob tried giving me ration after ration of bull. When I insisted that he contact someone in corportate, he said he would and gave me the number his firm had listed for Royal Credit. Said number was 800-704-9552! All calls to this number resulted in my leaving numerous messages on an answering machine! I then called back the 800-513-8180 number and again demanded that Bob Ballor notify Royal Credit Services main office number and have someone call me.
Enter RUTH! She called me from 702-869-1551. Ruthie claimed that this number was her private office number. She tried denying ever knowing about Royal Credit. She tried to claim that someone, she didn't know who had probably stolen call lists and was ripping off her customers as well. She claimed at the time to have been processing for Dynamic Credit for over 2 and a half years. I didn't buy into her crap and let her know.
Since then, I've left very harsh and fortunately very effective messages trying to get my money back! I received a call from a Robert from CCFT. He said that he was upset with me because messages I'd left for someone he worked with had upset her to the point of her breaking down into tears! He denied knowing Ruth or Dynamic Credit! "Sparky," as I started calling him, didn't realize that I have caller ID and it recorded all three numbers he called me from! They are ***702-254-3163*** ***702-243-8265*** ***702-254-5837***!
I spent several days disrupting their operation by constantly calling them and leaving messages. I disrupted their phone systems to the point where they didn't have the chance to rip more people off!
Ruth has tried to make me believe she is totally 100% blameless in this matter. She has threatened to sue me over the reports I've filed. She's has told me, today, once again that she has put one bank on notice that their mistakes have cost her dearly in this matter. Ruth has supposedly contacted law enforcment over what she calls harrassing phone calls to her. All I've tried to do is get the money stolen by this firm and the extra charges of $150.00 for the NSF fees charged to us by our bank when Royal Credit stole $298.00 from our account on July 31, 2003.
It doesn't matter whether you cancel the order with them or even if you place an order. These firms calling all of us seem to already have our account information and only call with the sales pitch to verify we still have the same accounts. Once they find this out, they put in the debit request and then the fun starts. Most victims give up after a few weeks. To the ones who are persistant, about half of them get their money, or part of their money returned!
If any firm debits your account, file a Dispute of the Transaction with your bank. Don't believe your bank if they tell you there is nothing that can be done. Find out where your money went to as it has to go to another bank. Contact that bank and complain about the firm who stole your money. Get that firms name that processed the debit. Call them and complain.
But most important, call the police and file a report! File a report with the FTC. Always get a number of the company. Call them to make sure they're more than a phone bank in INDIA! Over these last days, things have changed even more. Now I've gotten calls from CCFT that consisted of DEATH THREATS made against me for my interferance in their little con job!
The new numbers for CCFT are *****702-254-3122***** *****702-254-1158*****. Today, both phones were answered by Ruthie!!! In fact, Ruthie has personally answered calls this morning to 702-254-3161, 702-243-8265, 702-254-5837, 702-254-3122, 702-254-1178, 702-869-1551, 800-704-9552, 702-254-2440 RUTHIE'S PRIVATE CELL PHONE!
Ruth was rude to me and said "You've really made my life hell right now! Do you realize that? I'll bet you're happy doing this to me! Aren't you? I know your kind of people!" Of course I'm happy doing what I've done Ruthie! you deserve what you're getting. You deserve having hundreds of people call you and complain that companies that you work for or PROCESS or SHIP for have ripped them off!!! And Ruthie, this morning before you hung up on me several times, you stated that "I've put that bank on Notice" or "I've put the Payment Center" on Notice! Of what? That the heats on! Of all the gum flapping that you've done Ruth, you've never mentioned anyone from Dynamic Credit's Corporate office getting involed trying to straighten out this dispute. RUTHIE!!!UNDERSTAND THIS!!!YOU AREN'T FOOLING ANYONE!!!
Robert
Dale City, Virginia
U.S.A.
Click here to read other Rip Off Reports on First Choice Credit Services, EC Network Proc Center, J T Cd Service, Tri Century Bank
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Click here to read other Rip Off Reports on Dynamic Credit
2 Updates & Rebuttals
Paul
Orlando,Georgia,
U.S.A.
The Ruthie you speak of is Ruth Adams.
#3Consumer Suggestion
Sun, August 17, 2003
Ruth Adams is your Ruthie. She has a long history of ripping off consumers under her previous company names of USA Consumers and other company names. Her father is or was partners with her and his name is Ed Agullar or similar. He had been cited by the FTC and was/is under investigation by him. Ruth was not cited in the same FTC investigation as she hid under her fathers fronting for her. Ruth has run phony credit card package programs for years. She has both telemarketed with her own company and fulfilled for others who perpetuate this fraud. Her fraudulent activites have been going on for over 7 years. Even when she receives money from her victims she will often times not send out a fulfillment package and does not give refunds. The packages she does send out are worthless. How she has been able to continue so long without directly getting in trouble is a mystery. The location where she presently does business is about 2.5 years old. She moved from the previous location due to heat on the location as she was starting to gain some attention. She is a one woman fraud machine.
Donna
Ft Worth,Vermont,
U.S.A.
Robert, Please see all my messages regarding Royal Credit, I have left messages for you in you previous posts
#3Consumer Comment
Fri, August 15, 2003
Robert, My name is Donna, from Ft Worth, TX
I posted a rebuttal's on other messages you left, about Ruth threatening you, under that post is another message from me, please look at it.
This is the clearing house for them, and the bank they use. I have spoken to the Security department there, and they are investigating all that I told them. I am not a victim of this company, but a consumer advocate that has followed these bums for three years.
After you make these contacts, please close your account, as they will sell your information, and they have a party with your account.
PAYMENT RESOURCE INTERNATIONAL
620 NEWPORT CENTER # 150
NEWPORT BEACH, CALIFORNIA
949-222-1800
888-729-3539
-This company DOES NOT WANT TO LOSE THIS BANK, so when you call them, TELL THEM you want an IMMEDIATE refund!
Hancock Bank, in Louisiana,or Mississippi is handling their deposits. They are a legitimate bank, and will drop them once they know they are laundering money through them.
If you need to contact them and let them know they are helping this scam company. I am sure they will investigate it asap. They can be contacted at: http://www.hancockbank.com/home/home_contact.asp
PLEASE call Phonebusters in Canada, it is tollfree, and tell them this is Curtis Wiez from (Formely)>>> Credit Helpers, there in Canada heading this part of the scam.
PhoneBusters 888-495-8501 and if you would please, File a report to the FTC at www.ftc.gov. Thanks! You are putting up a goof fight, and I admire that.