Russell Hearld - Hearld Group - Scott Ramsey Scammed TWICE by Scott Ramsey and Fellow Fraudster Russell Hearld-Shame on Me! Hemet California
I read Scott Ramsey's rebuttal to the complaint against him for using PJ Pro Services with Chris and Jessica Thompson. Let me include an excerpt from his plea to the world to believe his innocence:"Therefore I am not responsible for returning any monies to the person who wrote this report. Nor did I do any business with this person at all. If it is who I think it is..I tried to help her get as much information as possible and tried to refer her to another entity to help her get services that PJ Pro Services did not help her with. That's like getting a referral fee from a bank for sending business their way and next week when they have gone out of business and taken your friends money with them, your friend expects you to refund what was in their account !!!!
I have had no affiliation with this company or any persons associated with this business since finding out that there business transactions were less than honest and were not successfully providing services to customers."
Guess what? What he coyly failed to mention was that the "other" entity he referred me too was also a scammer. Scott put Russell Hearld on the phone once I realized Chris was scamming me. Russell Hearld of the The Hearld Group stated that Chris had also scammed him in previous business dealings. Russell stated he had a legitimate business(which I verified), provided more fake references and stated(with Scott on the phone via conference call) that for $3,500 he would assist me in obtaining financing. For an additional $20,000 he would also help me with my business incorporation. With hindsight, I acted in desperation and stupidity in handing over yet more money to another business associate of Scott Ramsey's. But I lost time with my business plans due to Chris and Scott's trickery, and I was not thinking logically. Additionally, Scott runs a good game acting as if he is innocent. At the time, I believed him until Russell ripped me off. I only gave Russell $3,500 and refused the corporation services until he delivered on the first service, thank God.
Scott sent me, via Russell's request, an application for funding services from an established business based in Phoenix, Arizona, named Premier Capital Group. I filled it out, had my signature notarized, paid my funds and waited. He promised me that the $3,500 fee would go to Premier Capital Group to expedite my application and that I would have the funds I requested within 10 days. After I paid my money, both Scott and Russell gave me running reports of the loan process. The loan completion went from 10 days to 2 weeks to 3 weeks. At the end of the third week, I called Premier Capital Group and asked to speak to the owner, leaving a voicemail asking for the status of my loan. The owner, Bryan Prehoda, called me back and stated simply "I believe you have been scammed." Bryan stated neither he nor his employees ever saw an application from me, nor do they accept upfront fees for work performed. He knew Scott and he knew of Russell as brokers who referred business to his agency.
Bryan called Russell Hearld and asked him point blank if I were his client and why did the client believe there was an application at their business for funding. Guess what? Russell was busted! He stammered out that no, there was an application for funding at ANOTHER organization. Bryan let me know that he would serve as my witness when I take legal proceedings. I called Russell, let him no the gig was up and demanded my money back. True to form of a true scammer, he lied even after getting caught. He said that even though the application I filled out was for Premier Capital Group, he actually went to another business to get funding for me. But that he would refund my money and then continue working diligently for me. I told him no thanks, just give me my money back that he stole along with Scott.
Now I realized that two different "entities" that Scott referred to me have stolen from me. This is not a coincidence. Like me, Scott is either extremely unlucky or the most gullible fool on earth next to me. Or he is a scammer. Which is what the police departments of Woodstock, Georgia and Irvine, CA said. They are both performing investigations. If it takes ten years, I will get my $10,000 back from these scammers. I'm not going away. Everyone, beware of Scott Ramsey, Russell Hearld and Chris and Jessica Thompson. Do not do busienss with them. One more thing, I noticed in Scott's "plea" that he stated he only referred two people to PJ Pro Services. This is news to me. The liar told me that he and Chris Thompson had dozens of clients they were successfully working with together. Additionally, Scott is still working with Russell with other clients they are scamming now. For someone wants to claim they are innocent, why is he still doing business with crooks?
Four weeks later, I am taking Scott, Russell and Chris to court. The hearings will be in January of 2009. I don't care if it takes ten years. I will pursue this until I recover my funds. If I can't get them in small claims court, I'll get them in Superior Court with my attorney or Federal Court since this scam happened across state lines. As embarrassing as this is for me, I'm not too embarrassed to help someone else avoid this catastrophe. My attorney has let me know he will work with me if the small claims attempt is not successful through their evasion of service. Chris keeps moving and Russell has provided so many fake addresses I've hired a private detective to hunt them down. So far, I think Scott's address is legitimate for service. I'll keep you updated. If anyone knows the addresses of Chris Thompson, Scott Ramsey and Russell Hearld, please let me know as soon as possible.
In short, Scott Ramsey is not innocent. Don't believe the hype!
Iknownow
Irvine, California
U.S.A.
1 Updates & Rebuttals
Scott Ramsey
Woodstock,Georgia,
U.S.A.
Defending Myself Once Again!!!
#2REBUTTAL Individual responds
Wed, December 31, 2008
This is in Response to Ms. Kenya Anderson's comments regarding being scammed. Yes, I truly believe that Chris Thompson has scammed her for her money. I say that because he has not called me or returned any of my attempts to contact him after this incident with Ms. Anderson. He got her for a total of $6500.
However, I have since spoken to Mr. Hearld and recently as last week Monday and he made reference that he was in the process of refunding Ms. Anderson her $3500. I have not received any documentation of this happening as of yet, but when I do, I will be sure to post that in the rebuttal to her report. i have experienced a situation with another client that did not get services from Mr. Hearld in the time allotted and Mr. Hearld refunded his money. A total of $550. The client's name was Sam Kumar. I have his number for those that may want to validate and or verify.
I would not consider myself a Fool as Ms. Anderson put it, but I would say I was unlucky. I had no intention other but to help her. She happened to be the 2nd or 3rd person I had ever spoken with as I began to market and advertise services for PJ PRO Services....so I was not performing service, and at that time Chris had not indicated nor had I seen any literature about this man taking peoples' money. Again not until I found he was not doing honest business, and the way he handled Ms. Anderson, who only was working with Chris because I tried to provide the best
customer service as possible by calling and getting her information. However, I was limited because Chris was not getting services performed so he never had any information for me or for Ms. Anderson.
So in an attempt to help her further, I referred her to Mr. Hearld, who by the way was also scammed by Chris Thompson for $3,000. He was trying to show and prove to her that he was the exact opposite of Chris so he decided to try and help her. Mr. Hearld advised her of the cost to get services performed which was $3,500. Ms. Anderson made a DIRECT DEPOSIT into Mr. Hearld's account. I only stood to make money on this deal if she was able to get the services she paid for. Needless to say wherever Mr. Hearld sent her file, money, whatever, it did not perform so the deal did not get done. Once it was noticed that it was not getting done, Mr. Hearld offered to refund her money.
People get very emotional when they have lost money or feel someone has stole from them. I understand that Ms. Anderson is upset and is trying to get her money back, but coming after me is the wrong way to go about it. I have been nothing but cooperative to Ms. Anderson in trying to help her with obtaining as much information as possible. Now she has brought a civil suit to me with regard to the funds she is out but none of the money she paid....NOT a dime...hit my pocket at all, I was not paid any money from any of the money she paid to these two people....Some scammer I am uh! Who scams NOT to get money!!!!! Think about that!!! So I scammed her for two OTHER people to get the money and for me to be sued and this drama brought to my wife and 3 kids....RIGHT!!!
Nor were any of her payments made out to me directly. Here is the kicker...as I said before, I would have gotten commissions/referral fees once her deal would have closed, however, she had 4 contacts that were ready to do business with Mr. Hearld and I contingent upon her deal closing.
The possible referral fees for me if that would have happened would have been more than $50,000. So you tell me, why would someone try and get a piece of a total of $10,000 to forfiet the opportunity to get more than $50,000 and build a long term relationship with a person who seems to have connections, which Ms. Anderson seems to have. That is just stupid..
Thus as I have said before, my goal was to help her as best I could, I was new to this industry and got caught in a really bad situation. She is coming after me solely because her attorney and the individuals in the police departments have judged me without investigating who I am and the type of person I am.
Anyone who has taken the time to read this rebuttal, please feel free to contact me. I can provide you with a list of names of clients I have helped get funding, the owner (Bryan) listed in the report from the funding company can attest that I have brought legitimate business to his company and those clients have gotten approved/received funding. And I can put you in touch with other contacts that I am currently doing business with that can attest to my business practices, ethics, and professionalism.
For all those who throw people's names around who cannot provide solid visible, tangible evidence of any wrong doing, be careful as those individuals may have their company name/own name trademarked. That is what I am doing now, so anyone not having solid evidence against a person should expect a suit for trademark infringement.
Have a Happy Holidays
Scott Ramsey
Independent Financial Facilitator
678 - 234 - 2364 Cell
Thank You...Again!