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Safeguard Recovery James Talbert, Ken Talbert, EFA Processing, DebtXS DEBT SETTLEMENT AND DEBT COLLECTION SCAMS FINALLY JOIN FORCES VIA DALLAS CRIME FAMILY Frisco, Texas
I just learned that an account I had at a debt settlement company owned by Ken Talbert, DR Options, was really being serviced by his much bigger company EFA Processing which is the company that does all the work for hundreds of debt settlement companies. The folks up at EFA Processing (pretending to be DR Options) told me I should take a 49% settlement on my old WaMu credit card and since they are the experts I did. Then today I find out that Ken Talbert owned the debt and he placed it for collections at his sons Collection Company, which is located at his same location. Mr. Talbert then precedes to have EFA tell me I need to take an crazy high settlement on this account when the guy that owns EFA also owns my debt. How messed up is that! My debt settlement company gets me to quit paying my credit cards then goes out and buys me debt for god knows how much then comes back to me and gets me to pay double the settlement I am paying on my other credit cards. W0W! This is the worst time of my life and then people that tell me they are on my side and want to help me are also just scamming me. Whats wrong with people?
5 Updates & Rebuttals
James Talbert
Texas,United States
Fake Comment - Ken Talbert and myself, James Talbert, have never been arrested
#6REBUTTAL Owner of company
Sat, February 03, 2018
I can only imagine the anonymous consumer comment dated, January 27, 2018, is once again Jason Spencer. My father Ken Talbert and I have never been arrested for anything. How exactly would we rot in jail when we have never been there?
My father was recently defamed by who we suspect was once again Jason Spencer. Jason Spencer seems to have some sick unhealthy obsession with me and my father that I just don’t understand. He also already has an established history of defamation, which can be seen in my story of him below. We have had to sue Jason Spencer multiple times over the past about 6 years, one being for defamation.
My story of Jason Spencer can be viewed here.
My father had his Facebook profile picture photo shopped last year that accused him of being arrested for something he never did in a defamation smear. After this defamation occurred, my father went down to the police station and requested a full criminal arrest history of him as proof that he was never arrested.
Proof that Ken Talbert has no arrest history is here.
Additionally, in a real news story, Jason Spencer was recently sued by 2 state AGs, that being Texas and Pennsylvania for scamming people. A link to that news story on Jason Spencer can be seen here.
I hope nobody is unfortunate to have to deal with this scumbag as we have had to.
railta
buffalo,New York,
United States
Ken and James Talbert ripped me off too and looks like the police finally got them
#6Consumer Comment
Sat, January 27, 2018
they should both rot in jail forever
James Talbert
Texas,USA
Fake Report - Update
#6REBUTTAL Owner of company
Fri, October 06, 2017
The previous link I posted about my story of Jason Spencer has been broken, him being the individual that is widely believed to have authored this fake complaint. An updated link is below.
Click here to read about my experience with Jason Spencer.
James Talbert
Dallas,Texas,
Fake Report
#6REBUTTAL Owner of company
Sat, August 12, 2017
This report has always been wildly believed to be written by Jason Spencer. This complaint conveniently appeared after Jason Spencer was sued by Dextral Capital, LP and Dextral Capital Management Fund, LP in mid-December of 2011 by my father Ken Talbert. Jason Spencer was also later sued by myself, my father, and our entities for defamation.
I've written a report about my experiences with Jason Spencer here:
http://www.ripoffreport.com/reports/jason-spencer/dallas-texas-75204/jason-spencer-a-complete-con-artist-fraud-and-thief-all-beware-dallas-texas-1392131
Kristen
Frisco,Texas,
United States of America
EFA Rebuttal
#6UPDATE Employee
Fri, December 30, 2011
I am the Associate General Counsel for EFA Processing, L.P. ("EFA").
First and foremost, this posting contains false, misleading, and defamatory content. Due to the nature of this website, any individual can post any information without regard to its accuracy. More troubling is the fact that they can do so while hiding behind a veil of anonymity or imposter names.
Unfortunately, EFA has reasons to believe that the posting made by "Chenghung Lee" in San Fransisco was not actually authored by a legitimate consumer. After a careful search of EFA's records, I can confirm that EFA has not serviced a customer with this name. If the individual who posted this would like to share his real name and contact information, I would be happy to contact him and discuss any legitimate complaints or concerns.
In the interim, please note that EFA is taking all steps to identify the publisher of this posting and intends to pursue all legal means to determine the true author of these defamatory remarks.