Sagestream LLC I applied for a car loan. My credit score was 695 from Transunion and Experian. I received a letter from Ally Bank that SageStream LLc scored me 565 and they were used in making the decision. They used a score starting at 1 to 999 the score was due to number of inquiries... which was none until I applied for my Auto that morning! I have never heard of them and looked and they are being investigated for fraud San Diego California
I had zero inquiries on my credit report. My Transunion score was 695. I got a letter from Ally bank that I was not accepted and count not gone specific reason. They gave a credit agency of SageStream LLC with a score of 565! Reason of " number of inquiries ". Which were none until that inquiry. I looked them up and they are being investigated for fraud and lowering scores for specific banks to be able to give higher interest rates!