Complaint Review: Sagestream

Gave me a credit score 265 points below any of the three major agency's when I went for car loan. Ally Bank then siad they would give me the loan at different(higher) financial terms. It seems as though the two companies are working together to gouge people with higher rates.

One negative item in report was 'too few backcard accounts'. I have six accounts. How many bankcard accounts am I supposed to have to get a good report????