Complaint Review: Sal Pappalardo

Hey Sal, 

I see you changed your company again to:  http://twincappartners.com/

Why the change ?  Oh yeah, I get it ... it's because of all your judgements and law suits you're hiding from !!

Many hundreds of thousands of dollars you stole from people and companies. 

Convicted my NJ State Supreme Court for Consumer Fraud !!!

Still driving your Bently or was it confiscated from your DWI ?

Unfortunately Salvatore Pappalardo has a long history of being a con man.  Everyone should google him BEFORE engaging any conversation.

30 judgements against him is disgusting and he should be in jail so he can't hurt anyone else financially.

Salvatore Pappalardo should be in jail to prevent him from stealing from more people seeking help. He is a phony scam artist with 30 judgements filed against him since 1990's !!!!

It is probable that he scammed others by not paying their fees for services he stole and wrongfully keeping retainers for services he never performed.

Look for yourself here:

https://portal.njcourts.gov/webe4/JudgmentWeb/jsp/judgmentSearchResult.faces

Here's his personal address for anyone wanting to stop by and ask for your money:

35 Rivers Edge DrColts Neck NJ 07722-1370

Sal Pappalardo/Twin Capital Partners is a Complete Fraud. He basically stole $50,000.00 from me with his bogus "refundable retainer". I was trying to refiance a commercial property in New Jersey and a lawyer I knew casually referred me to Sal Pappalardo. After I wired Sal Papparlardo the funds it took two weeks to get him to answer my calls! When he answered he informed me he was unsusucessful in refiancing my property. When I asked for my "refundable retainer" to be returned he referred me to his lawyer in PA. What a FRAUD! I never got my money back and I went to a local lawyer to sue Sal Pappalardo and my lawyer told me that this guy is broke! That i would just be wasting good money after bad! So stay away from Sal Pappalardo and Twin Capital Partners! Total FRAUD I am out $50,000 learn from my mistake.

Sal Pappalardo CHANGED HIS WEB SITE TO HIDE !!!!

VERY SNEAKY SAL !!!

used be:twincapitalgroup.com

I recommend before anyone does business with this Con-man to do a complete and thorough background check for unpaid gambling debts, filings for personal bankrupcy, child support issues, judgements, liens, etc....

If you pay him a retainer don't expect to get your money returned if he can't deliver.

Sal Pappalardo closed his office and works out of Trump Golf club in Colts Neck.

I doubt I will ever get my money returned that he wrongfully stole from me.

Hopefully this writing will prevent others from being scammed too.

His new website

http://twincapitalconsulting.com/

Well, It's just about 3 months since Sal Pappalardo tried to refute my truthful claims.

I challenged him to "do the right thing" and honor HIS signed agreement. As I suspected he did NOT perform as he is contractually obligated to do, nor did I receive a refund clearly owed to me. I have engaged the services of a collection agency and an attorney to enforece HIS contract and secure my refund plus legal fees.

I suppose Sal is not concerned about yet another monetary judgement that have been awarded against him, there are a few for anyone to to discover.

He does own a country club membership, expensive homes, cars, etc.

Like I said before...... beware !!!

Sal,

Sadly your rebuttal is both delusional and without any support, simply excuses for your failure to perform as promised.

Who's jealous of you ? Really...????

see the folowing:

The Borrower shall pay to TCC a refundable Retainer Fee of Ten Thousand Dollars ($10,000) (the “Retainer Fee”), that will be applied against TCC’s fee referred to above in the event the financing closes. The Retainer shall be refundable only in the event TCC does not perform to the terms and conditions of this Agreement, less any costs and expenses incurred by TCC not to exceed Three Thousand Five Hundred Dollars ($3,500). The Retainer Fee shall be applied against TCC’s fees referred to above.

YOU didn't perform, no loan was ever offered by you, just excuses, then silence for many months until now. Documentary evidence supports this completely.

What evidence do you have to support your claim that the "borrower" didn't perform ? in fact your rebuttal adds support to my claims !

Maybe you performed for others but for me you reneged on your SIGNED retainer agreement. You kept the entire retainer contrary to your SIGNED promise.  A DEAL IS A DEAL. Maybe you'll perform honorably for others in the future.

To further prove my point I publically challenge you to do either 1 of 2 actions:

1) Offer me a real loan as you promised based on all completely requested AND SUPPLIED documents and CLOSE on the refinance.

or

2) Refund to me the amount required by YOUR signed agreement.

If you do EITHER action item I will completely withdraw this review and give you accolades for integrity and we all move on.

If you are as honest as you so boldly claim you'll accept this challenge easily.

If you don't all will know the truth.

Unfortunately in our society no one talks about the multiple successful transactions that are accomplished on a daily basis.  However, there are some folks that are jealous, envious and have bad intentions to hurt successful, credible, well versed in their fields individuals as this individual alleges.

Borrower was referred by our CPA and engaged our firm over 12 months ago due to significant cash flow problems to seek and arrange financing for a commercial investment type property.

We offered multiple solutions based on Borrowers initial representations and Borrower could not perform and therefore became rude, unprofessional and unreasonable to work with.  However, we continued to offer our services and after extensive efforts to assist borrower for over a year borrower refused and demanded a return of funds.

In closing, our firm never abandons any clients and will continue to provide services to this client regardless of his irresponsible and unjustifiable actions!