sandpoint capital loans Take Advantage of the poor Vancouver,, British Columbia
I recently got a payday loan from Sandpoint Capital. I missed my 1st payment due to i called after their office hours but it doesnt ever state their office hours in the answering machine recording. My next payment is coming up this friday an i would like to make a payment that day. When i call to make a payment im forward to a mailbox. I left a breif message and my phone number.
The only reason why im in panic right now is because i receive a call from a law officer named "Mike Johnson" saying if i do not make a payment of $400 today i will be arrested. What i worked out over the phone was a $60.00 payment every friday as i got paid. So why is there a "so called" case or law suit against me, if it is forreal when the person on the phone clearly told me my payment can be $60.00 every friday??
This is NOT funny nor is it right for people to call and lie to you and demand money! Also my complaint is the Law Officer on the phone asked me to surrender. i said "for what, why" he said " ma'am you have to pay $900 (when i only asked for $200 but i recieved $400) for late fees and other costly transactions, if you do not do this today then we will arrest you, (then said) so do you want to surrender". i said "No, for what i didnt even loan $900 and i dont understand how i have $500 in late fees an my 1st payment was last friday. Long story short, someone isnt right and its not me! I know what i owe and what my payoff and payment is. Why is this man calling me and harassing me! I know my rights, i want to know whats the problem with this so called law officer "mike johnson"
Anonomous
po,md 21826
2 Updates & Rebuttals
The Outlaw Josey Wales
Golden Meadow,United States of America
Team Rebutt keeps growing
#3Consumer Comment
Wed, June 06, 2012
Mochcha or whatever your name is, you have graduated to Team Rebutt status. YEA
MochaG
Springfield,Virginia,
United States of America
You need to understand
#3Consumer Comment
Wed, June 06, 2012
You need to understand and learn what high risk loan is before you ask for one. It is obvious that you did not understand and did not read their contract when you signed but look at the money you were getting right in front of you.
There are good and bad parts for you. The good part is that they cannot really arrest you whenever they want to that way. It is just a scared tactic to force you to say something. Then later on they can use what you say as an evidence against you.
The bad part is that you did "miss" the payment and already started to accumulate the extremely high interest. Any high risk loan has an outrageous interest rate especially when the borrower misses a payment even once. The interest could go up to 500%, so YES it is possible for a $400 loan to become a $900 loan after missing one payment. Also, you missed the first payment and still DID NOT pay it. Then you missed the second payment again. You, however, convince yourself and think that contacting them by giving them a call is ENOUGH to solve the problem. The real issue is you still do NOT pay them. You already got their money, they got nothing back from you so far. Action speaks louder than words. You do not pay (action) but keep saying that you try to pay (words). The whole situation starts from you not paying them. You shouldn't blame somebody else but yourself in this case.
PS: Giving a reason about their office hour or voice mail is just an excuse. If you have enough responsibility, you would NOT wait until the last minute to do something. Especially in financial world, you should operate whatever you need to do at least 24 hours (business time or weekday) in advance.